24804 el Nora Pl, Ramona, CA 92065 Property Records

San Diego County property record for 24804 el Nora Pl, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,785 sqft · built 1990
Lot Size	0.448 acres (19,503 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Sep 1998)
Tax Bill	$4,251 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`288-597-53-00`

Property Details

APN / Parcel Number

Primary APN	`288-597-53-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,785 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	19,503 sqft (0.448 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	24804 EL NORA PL
City	RAMONA
State	CA
Zip	92065-4629
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 414 TR 007893
Legal Subdivision	SAN DIEGO COUNTRY ESTATES I
Legal Tract	007893
Legal Block	3
Legal Lot Number	414
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	3
Census Block	3001
Census Tract	20811

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	24804 EL NORA PL, RAMONA, CA 92065-4629
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CAPITAL INC
Jan 11, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage E MORTGAGE CAPITAL INC
Aug 14, 2019	Deed of Trust, Mortgage · Conventional with PMI ORION LNDG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 1, 1998 · Amount on Record
Deed Sale	Sep 1, 1998 · Amount on Record
Prior Sale	Jun 9, 1998 · Amount on Record
Deed Document Number	1998559181
Last Transfer Date	Dec 31, 2020
Transfer Doc	0000018347
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	24804 EL NORA PL, RAMONA, CA 92065-4629
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000204367
Date	Apr 22, 2020
Instrument	2020-0204367

Lender

Name	MORTGAGE CAPITAL INC
Type	Non-Lending Institution
Address	SANTA ANA, CA 92701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 11, 2021
Property Address	24804 EL NORA PL, RAMONA, CA 92065-4629
Document Number	0000018347
Map Reference	MAP 7893
Instrument Date	Dec 31, 2020
Instrument	2021-0018347
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMER TTL CO RES DIV

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	24804 EL NORA PL, RAMONA, CA 92065-4629

Mortgage

Document Number	0000018348
Date	Jan 11, 2021
Instrument	2021-0018348

Lender

Name	E MORTGAGE CAPITAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	24804 EL NORA PL, RAMONA, CA 92065-4629
Document Number	0000356073
Instrument Date	Aug 14, 2019
Transaction Type	Mortgage
Record Updated	Aug 27, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	24804 EL NORA PL RAMONA CA 920654629, RAMONA, CA 92065-4629

Mortgage

Document Number	0000356073
Date	Aug 21, 2019
Instrument	356073

Lender

Name	ORION LNDG
Address	ORANGE, CA 92868

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$319,307 (+2%) Land $87,932 Building $231,375
2025	$4,251.00 (+8.36%) Homeowner's exemption	$313,047 (+4.04%) Land $86,208 Building $226,839
2023	$3,923.00 (-3.45%) Homeowner's exemption	$300,893 Land $82,861 Building $218,032
2022	$4,063.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2005 · Severe Storms, Flooding, Debris Flows, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 92% of the US · above 75% of California
Wildfire Likelihood	2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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