24801 Joseph, Novi, MI 48375 Property Records

Oakland County property record for 24801 Joseph, Novi, MI 48375

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,049 sqft · built 2005
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$590,000 (Jul 2023)
Tax Bill	$8,644 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage May 2022 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`50-22-24-326-006`

Property Details

APN / Parcel Number

Primary APN	`50-22-24-326-006`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,049 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	130 ft deep x 92 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	24801 JOSEPH
City	NOVI
State	MI
Zip	48375-2829
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	T1N, R8E, SEC 24 LESLIE PARK SUB LOT 4
Legal Range	08E
Legal Township	01N
Legal Section	24
Legal Subdivision	LESLIE PARK SUB
Legal Lot Number	4
Jurisdiction	OAKLAND MI
Township / Civil Division	NOVI
Census Block Group	1
Census Block	1004
Census Tract	136601

Owner

24801 Joseph is owned and occupied by two individuals who bought it in July 2023.

Source: Oakland County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	24801 JOSEPH, NOVI, MI 48375-2829
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2023	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE CENTER LLC
May 18, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMUNITY FINANCIAL CU
Nov 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROSS MORTGAGE CORP
Jun 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FIN'L CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2023 · Amount on File
Deed Sale	Jul 17, 2023 · Amount on File
Prior Sale	Apr 23, 2008 · Amount on File
Deed Document Number	202376984
Deed Book / Page	58740 / 233
Prior Transfer Date	May 23, 2007
Prior Transfer Doc	0000123975
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jul 17, 2023
Property Address	24801 JOSEPH, NOVI, MI 48375-2829
Document Number	0000076984
Book / Page	58740 / 233
Map Reference	LB 83 PG 27
Instrument Date	Jul 11, 2023
Instrument	76984
Transaction Type	Transfer
Record Updated	Aug 1, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,425.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24801 JOSEPH, NOVI, MI 48375-2829

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14200 NADINE ST, OAK PARK, MI 48237-6929

Mortgage

Document Number	0000082794
Date	Jul 31, 2023
Book Page	58771/728
Instrument	82794

Lender

Name	MORTGAGE CENTER LLC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48076

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	24801 JOSEPH, NOVI, MI 48375-2829
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24801 JOSEPH, NOVI, MI 48375-2829

Mortgage

Document Number	0000383786
Date	May 18, 2022
Book Page	57780/293
Instrument	383786

Lender

Name	COMMUNITY FINANCIAL CU
Type	Credit Union
Address	PLYMOUTH, MI 48170

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	59 Months
Due	Apr 25, 2027

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	24801 JOSEPH, NOVI, MI 48375-2829
Transaction Type	Mortgage
Record Updated	Jan 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24801 JOSEPH, NOVI, MI 48375-2829

Mortgage

Document Number	0000262879
Date	Nov 23, 2021
Book Page	57111/18
Instrument	262879

Lender

Name	ROSS MORTGAGE CORP
Type	Mortgage Company
Address	TROY, MI 48084

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Nov 1, 2031

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	24801 JOSEPH, NOVI, MI 48375-2829
Document Number	0000123741
Instrument Date	Jun 21, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	24801 JOSEPH NOVI MI 483752829, NOVI, MI 48375-2829

Mortgage

Document Number	0000123741
Date	Jun 28, 2017
Book Page	050811/000570
Instrument	123741

Lender

Name	COMMUNITY FIN'L CU
Type	Credit Union
Address	PLYMOUTH, MI 48170-8050

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 27, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 24801 Joseph was $8,644 with a homeowner's exemption.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Novi City
Unified School District	Novi Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,644.00
2023	$6,014.00 (+7.39%) Homeowner's exemption	$216,510	$433,020
2022	$5,600.00
2020		$182,600 Land $18,400 Building $164,200	$365,200 Land $36,800 Building $328,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 24801 Joseph in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 24801 Joseph has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NOVI serves 56,780 people · EPA ID MI0004870
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: Xfinity.

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