2480 W Nicolet St, Banning, CA 92220 Property Records

Riverside County property record for 2480 W Nicolet St, Banning, CA 92220

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,688 sqft · built 1977
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,238 (2025)
Deeds & Mortgages	Jan 2019 Mortgage May 2018 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`538-122-035`

Property Details

APN / Parcel Number

Primary APN	`538-122-035`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	1,688 sqft Living Area
Gross Area	2,788 sqft
1st Floor Area	1,688 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1978
Construction Type	Wood
Roof Material	Tile
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	2480 W NICOLET ST
City	BANNING
State	CA
Zip	92220-3931
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.25 ACRES M/L IN POR LOT 6 BLK D MB 012/092 SYLVAN ACRES
Legal Subdivision	SYLVAN ACRES
Legal Block	D
Legal Lot Number	6
Jurisdiction	RIVERSIDE CA
Township / Civil Division	SAN GORGONIO PASS
Census Block Group	1
Census Block	1014
Census Tract	44101

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2480 W NICOLET ST, BANNING, CA 92220-3931
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2019	Deed of Trust, Mortgage · FHA Mortgage JFQ LENDING INC
May 14, 2018	Intrafamily Transfer, Transfer · FHA Mortgage WYNDHAM CAPITAL MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2018
Deed Sale	May 14, 2018
Prior Sale	Dec 3, 1996 · Amount on Record
Deed Document Number	2018188082
Prior Transfer Date	May 7, 2018
Prior Transfer Doc	0000188082
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	2480 W NICOLET ST, BANNING, CA 92220-3931
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021639
Date	Jan 22, 2019
Instrument	2019-0021639

Lender

Name	JFQ LENDING INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85260

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

May 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	May 14, 2018
Property Address	2480 W NICOLET ST, BANNING, CA 92220-3931
Document Number	0000188082
Map Reference	MB 12 PG 92
Instrument Date	May 7, 2018
Instrument	2018-0188082
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2480 W NICOLET ST, BANNING, CA 92220-3931

Mortgage

Document Number	0000188083
Date	May 14, 2018
Instrument	2018-0188083

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Banning City
County	Riverside County
Unified School District	Banning Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$317,175 (+2%) Land $69,532 Building $247,643
2025	$4,238.00 (+2.19%) Homeowner's exemption	$310,957 (+4.04%) Land $68,169 Building $242,788
2023	$4,147.00 (+2.17%) Homeowner's exemption	$298,884 Land $65,523 Building $233,361
2022	$4,059.00
2021			$345,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BANNING serves 31,680 people · EPA ID CA3310006
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, GeoLinks, T-Mobile, Verizon.

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