2480 S Riverside Dr, Beloit, WI 53511 Property Records

Rock County property record for 2480 S Riverside Dr, Beloit, WI 53511

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 1,954 sqft · built 1936
Lot Size	0.689 acres (30,013 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Sep 2022)
Tax Bill	$4,033 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Sep 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`6-2-949`

Property Details

APN / Parcel Number

Primary APN	`6-2-949`
Alternative APN	`004 105004`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	3 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,954 sqft Living Area
1st Floor Area	1,392 sqft
Basement Area	1,392 sqft
Unfinished Basement	1,392 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1936
Architectural Style	Other
Exterior Material	Wood
Lot Area	30,013 sqft (0.689 acres)
Garage Type	Detached
Garage Area	466 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	004 105004
Street Address	2480 S RIVERSIDE DR
City	BELOIT
State	WI
Zip	53511-2472
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SE1/4 LOTS 1,2,3&4 ELMWOOD ADD CERTIFIED SURVEY MAP #764231 VOL 2 PG 19 LOT 4
Legal Subdivision	ELMWOOD ADD
Legal Lot Number	1-4
Jurisdiction	ROCK WI
Township / Civil Division	BELOIT
Census Block Group	2
Census Block	2013
Census Tract	2400

Owner

Source: Rock County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2480 S RIVERSIDE DR, BELOIT, WI 53511-2472
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage SENB BANK
Sep 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage GATEWAY COMMUNITY BANK
Sep 20, 2022	Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK & TRUST CO
Feb 26, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2022 · Amount on Record
Deed Sale	Sep 20, 2022 · Amount on Record
Deed Document Number	202227425
Prior Transfer Date	Sep 16, 2022
Prior Transfer Doc	0000027425
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	2480 S RIVERSIDE DR, BELOIT, WI 53511-2472
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002172724
Date	Dec 3, 2020
Instrument	2172724

Lender

Name	SENB BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	2480 S RIVERSIDE DR, BELOIT, WI 53511-2472
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002112461
Date	Sep 20, 2018
Instrument	2112461

Lender

Name	GATEWAY COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCK WI
Recording Date	Sep 20, 2022
Property Address	2480 S RIVERSIDE DR, BELOIT, WI 53511-2472
Document Number	0002227425
Map Reference	DOC764231VL2PG19
Instrument Date	Sep 16, 2022
Instrument	2227425
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2480 S RIVERSIDE DR, BELOIT, WI 53511-2472
Investor	Possibly a Property Investor

Mortgage

Document Number	0002227426
Date	Sep 20, 2022
Instrument	2227426

Lender

Name	FIRST NATIONAL BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

Interest

Rate Type	Fixed Rate

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROCK WI
Recording Date	Feb 26, 2021
Property Address	2480 S RIVERSIDE DR, BELOIT, WI 53511-2472
Document Number	0002180403
Map Reference	DOC 1799799
Instrument Date	Sep 29, 2020
Instrument	2180403
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	542 E GRAND AVE, BELOIT, WI 53511-6314

Tax Assessment & Valuation

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Rock County
County Subdivision	Beloit Town
Unified School District	Beloit Turner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,033.00 (+10.16%) Homeowner's exemption	$250,000 (-) Land $68,100 Building $181,900	$308,600 (+18.74%)
2023	$3,661.00 Homeowner's exemption	$250,000 Land $68,100 Building $181,900	$259,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	28 (1993–2008)
Claims Outside the SFHA	3 of 28
Most Recent Claim	Jul 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2008 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 90% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELOIT serves 36,677 people · EPA ID WI1540112
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Bug Tussel Wireless, LiteWire, T-Mobile.

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