2480 Redwood Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 2480 Redwood Dr, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,386 sqft · built 1980
Lot Size	0.303 acres (13,199 sqft)
Owner	2 Individual Names on Record
Last Sale	$865,000 (Aug 2024)
Tax Bill	$10,995 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Jun 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`105-091-45`

Property Details

APN / Parcel Number

Primary APN	`105-091-45`
Alternative APN	`105-091-45-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,386 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2023
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	13,199 sqft (0.303 acres)
Deck Area	645 sqft
Patio Area	645 sqft

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	2480 REDWOOD DR
City	APTOS
State	CA
Zip	95003-2504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-15
Legal Subdivision	RIO DEL MAR LODGE SITES 01
Legal Lot Number	47-49
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1016
Census Tract	122002

Owner

Source: Santa Cruz County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2480 REDWOOD DR, APTOS, CA 95003-2504
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2023	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 28, 2022	Re-recorded Document NOT AVAILABLE, COVIUS MORTGAGE
May 25, 2022	Trustee's Deed, Foreclosure
Jul 19, 2018	Grant Deed, Transfer · FHA Mortgage SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2024 · Amount on Record
Deed Sale	Aug 14, 2024 · Amount on Record
Prior Sale	Sep 21, 2023 · Amount on Record
Deed Document Number	202415652
Prior Transfer Date	Apr 12, 2022
Prior Transfer Doc	0000016375
Record Updated	Oct 29, 2026

September 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 21, 2023
Property Address	2480 REDWOOD DR, APTOS, CA 95003-2504
Document Number	0000017963
Map Reference	MB 25 PG 9
Instrument Date	Aug 29, 2023
Instrument	2023-0017963
Transaction Type	Transfer
Record Updated	Oct 11, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$874.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2480 REDWOOD DR, APTOS, CA 95003-2504

Mortgage

Document Number	0000017964
Date	Sep 21, 2023
Instrument	2023-0017964

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

June 2022: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 28, 2022
Property Address	2480 REDWOOD DR, APTOS, CA 95003-2504
Document Number	0000019292
Map Reference	MB 2005 PG 97
Instrument Date	Apr 12, 2022
Instrument	2022-0019292
Record Updated	Jul 13, 2022
Title Company	NOT AVAILABLE, COVIUS MORTGAGE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2015 MANHATTAN BEACH BLVD, REDONDO BEACH, CA 90278-1226
Investor	Possibly a Property Investor

May 2022: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	May 25, 2022
Property Address	2480 REDWOOD DR, APTOS, CA 95003-2504
Document Number	0000016375
Map Reference	MB 25 PG 9
Instrument Date	Apr 12, 2022
Instrument	2022-0016375
Transaction Type	Foreclosure
Record Updated	Jun 8, 2022

Transaction

Amount	Amount Recorded
Tax	$542.85
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2015 MANHATTAN BEACH BLVD, REDONDO BEACH, CA 90278-1226
Investor	Possibly a Property Investor

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 19, 2018
Property Address	2480 REDWOOD DR, APTOS, CA 95003-2504
Document Number	0000022017
Map Reference	MB 25 PG 9
Instrument Date	Jul 10, 2018
Instrument	2018-0022017
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2480 REDWOOD DR, APTOS, CA 95003-2504

Mortgage

Document Number	0000022018
Date	Jul 19, 2018
Instrument	2018-0022018

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$882,300 (+2%) Land $529,380 Building $352,920
2025	$10,995.00 (+4.28%)	$865,000 (-1.39%) Land $519,000 Building $346,000
2023	$10,544.00 (+51.69%)	$877,200 Land $724,200 Building $153,000	$690,570
2022	$6,951.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	7 (1982–2000)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Feb 2000 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 49% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PURESOURCE WATER, INC private · serves 210 people · EPA ID CA4400598
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Cruzio, Etheric Networks, Surfnet Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

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