Oakland County property record for 2480 Ray Rd, Oxford, MI 48370
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,143 sqft · built 1959 |
| Lot Size | 9.81 acres (427,324 sqft) |
| Owner | Individual Name on File |
| Last Sale | $170,000 (Jan 1996) |
| Tax Bill | $3,217 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | A-05-17-401-001 |
| Primary APN | A-05-17-401-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,143 sqft Living Area |
| 1st Floor Area | 2,143 sqft |
| Basement Area | 1,060 sqft |
| Unfinished Basement | 1,060 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 427,324 sqft (9.81 acres) |
| Terrain | Wooded |
| Garage Area | 575 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 103 sqft |
| Deck Area | 705 sqft |
| Patio Area | 705 sqft |
| Cooling System | None |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 2480 RAY RD |
|---|---|
| City | OXFORD |
| State | MI |
| Zip | 48370-2035 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SELECTCODE |
| Legal Description | T5N, R11E, SEC 17 W 330 FT OF NW 1/4 OF SE 1/4, ALSO W 330 FT OF PARC DESC AS BEG AT PT DIST S 89-57-00 W 1347.70 FT FROM E 1/4 COR, TH N 66 FT, TH SWLY TO CEN OF SEC, TH E TO BEG 10.06 A A234 |
| Legal Range | 11E |
| Legal Township | 05N |
| Legal Section | 17 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | ADDISON |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 120300 |
2480 Ray Rd is owned and occupied by an individual who bought it in January 1996.
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2480 RAY RD, OXFORD, MI 48370-2035 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 18, 1996 · Amount on File |
| Deed Sale | Jan 18, 1996 · Amount on File |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2480 RAY RD, OXFORD, MI 48370-2035 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2480 RAY RD, OXFORD, MI 48370-2035 |
| Document Number | 0000403154 |
|---|---|
| Date | Jun 24, 2022 |
| Book Page | 57887/586 |
| Instrument | 403154 |
| Name | GENISYS CU |
|---|---|
| Type | Credit Union |
| Address | AUBURN HILLS, MI 48326 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 10, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 2480 Ray Rd was $3,217 with a homeowner's exemption, down 32.2% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Addison Township |
| Unified School District | Oxford Area Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,217.00 (-32.25%) Homeowner's exemption | $205,960 | $411,920 |
| 2024 | $4,748.00 | ||
| 2023 | $170,810 | $341,620 | |
| 2021 | $3,968.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2480 Ray Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2480 Ray Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fixed Wireless in parts of the area | 25 / 5 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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