Hancock County property record for 2480 Palm Ave, Garner, IA 50438
| Property Type | Rural Home |
|---|---|
| Details | 6 bd · 1 ba · 2,945 sqft · built 1915 |
| Lot Size | 35.3 acres (1,541,588 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $398,000 (Jun 2026) |
| Tax Bill | $2,798 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0722226000 |
| Primary APN | 0722226000 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 13 Rooms |
| Stories | 2 Stories |
| Building Area | 2,945 sqft Living Area |
| 1st Floor Area | 1,585 sqft |
| Basement Area | 1,020 sqft |
| Unfinished Basement | 1,080 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 1,541,588 sqft (35.3 acres) |
| Garage Type | Mixed |
| Garage Area | 1,309 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 48 sqft |
| Granary | 13,002 sqft |
| Poultry House | 836 sqft |
| Utility Building | 2,400 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 2480 PALM AVE |
|---|---|
| City | GARNER |
| State | IA |
| Zip | 50438-8615 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | NW NW 22 96 24 |
| Legal Range | 24W |
| Legal Township | 96N |
| Legal Section | 22 |
| Jurisdiction | HANCOCK IA |
| Township / Civil Division | GARFIELD |
| Census Block Group | 1 |
| Census Block | 1132 |
| Census Tract | 270200 |
Source: Hancock County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2480 PALM AVE, GARNER, IA 50438-8615 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 25, 2026 · Amount on Record |
| Deed Sale | Jun 25, 2026 · Amount on Record |
| Deed Document Number | 20261053 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HANCOCK IA |
| Recording Date | Jun 25, 2026 |
| Property Address | 2480 PALM AVE, GARNER, IA 50438-8615 |
| Document Number | 0000001053 |
| Instrument Date | Jun 22, 2026 |
| Instrument | 20261053 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $64,236.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2480 PALM AVE, GARNER, IA 50438-8615 |
| Document Number | 0000001054, |
|---|---|
| Date | Jun 25, 2026 |
| Instrument | 20261054 |
| Name | RELIANCE STATE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Hancock County assessment roll, as of September 29, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Hancock County |
| Unified School District | Garner-Hayfield-Ventura Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,798.00 | $289,480 (+18.82%) Land $85,790 Building $203,690 | $289,480 (+18.82%) Land $85,790 Building $203,690 |
| 2024 | $2,798.00 (+1.45%) | ||
| 2023 | $243,630 (+23.82%) Land $61,860 Building $181,770 | $243,630 (+23.82%) Land $61,860 Building $181,770 | |
| 2022 | $2,758.00 Homeowner's exemption | $196,760 Land $44,880 Building $151,880 | |
| 2021 | $196,760 Land $44,880 Building $151,880 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Winnebago Cooperative Telecom Association Fiber | 1,000 / 1,000 |
| GigFire Fixed Wireless | 100 / 20 |
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