2480 Cedar Ridge Cir, Hokes Bluff (Gadsden), AL 35903 Property Records

Etowah County property record for 2480 Cedar Ridge Cir, Hokes Bluff, AL 35903

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,011 sqft · built 2005
Lot Size0.487 acres (21,252 sqft)
OwnerIndividual Name on Record
Last Sale$1,479,000 (Jun 2017)
Tax Bill$768 (2026)
Deeds & MortgagesJun 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN14-01-11-0-000-013.017

Property Details

APN / Parcel Number

Primary APN14-01-11-0-000-013.017
Alternative APNs
  • 222282
  • 83083

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,011 sqft Living Area
1st Floor Area1,748 sqft
2nd Floor Area263 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialVinyl
Construction TypeWood
Foundation TypeBrick
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area21,252 sqft (0.487 acres)

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number222282
Street Address2480 CEDAR RIDGE CIR
CityGADSDEN
StateAL
Zip35903-4699
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionH/S BASE YEAR LT 35 CEDAR RIDGE SUB PLAT L-2 HOKES BLUFF 11-12-7 D-2004-3842,D-2005-0074,D-2007-3269674,D-2013-3383778 D-2013-3386258,D-2017-3452548
Legal Range7E
Legal Township12S
Legal Section11
Legal SubdivisionCEDAR RIDGE SUB
Legal Lot Number35
JurisdictionETOWAH AL
Township / Civil DivisionHOKES BLUFF
Census Block Group3
Census Block3033
Census Tract10601

Owner

Source: Etowah County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2480 CEDAR RIDGE CIR, GADSDEN, AL 35903-4699
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 27, 2017 · Amount on Record
Deed SaleJun 27, 2017 · Amount on Record
Prior SaleMay 30, 2013 · Amount on Record
Deed Document Number20173452548
Record UpdatedOct 29, 2026

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionETOWAH AL
Recording DateJun 27, 2017
Property Address2480 CEDAR RIDGE CIR, HOKES BLUFF, AL 35903-4699
Document Number0003452548
Instrument DateJun 23, 2017
Instrument3452548
Transaction TypeTransfer
Record UpdatedJun 8, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2480 CEDAR RIDGE CIR, 2480, HOKES BLUFF, AL 35903-4699

Transferred To (Grantee/Buyer)

NameVerified Name
Address2480 CEDAR RIDGE CIR, HOKES BLUFF, AL 35903-4699

Mortgage

Document Number0003452549
DateJun 27, 2017
Instrument3452549
Lender
NameNAVY FEDERAL CREDIT UNION
TypeNon-Lending Institution
AddressVIENNA, VA 22180
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Etowah County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyEtowah County
MunicipalityHokes Bluff City
Unified School DistrictEtowah County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$768.00 (-10.49%) Homeowner's exemption
2025$858.00 Homeowner's exemption$22,140 (+0.09%) Land $1,140 Building $21,000$221,200 (-) Land $11,300 Building $209,900
2023$858.00 (+18.02%) Homeowner's exemption$22,120 (+16.85%) Land $1,130 Building $20,990$221,200 (+16.85%) Land $11,300 Building $209,900
2022$727.00 Homeowner's exemption$18,930 Land $1,130 Building $17,800$189,300 Land $11,300 Building $178,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · above 70% of Alabama
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOKES BLUFF WATER BOARD
serves 5,536 people · EPA ID AL0000581
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 35

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cedar Ridge Cir

Nearby Streets

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