2480 Arroyo Rd, Gering, NE 69341 Property Records

Scotts Bluff County property record for 2480 Arroyo Rd, Gering, NE 69341

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 864 sqft · built 1977
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,744 (2025)
Deeds & Mortgages	Dec 2018 Refinance Jul 2022 Mortgage + 2 more
APN	`1943-03-0-01083-002-0018`

Property Details

APN / Parcel Number

Primary APN	`1943-03-0-01083-002-0018`
Alternative APN	`010251820`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Building Area	864 sqft Living Area
1st Floor Area	864 sqft
Basement Area	864 sqft
Finished Basement	648 sqft
Unfinished Basement	216 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2012
Architectural Style	Bi-Level
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	100 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	224 sqft
Deck Area	364 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric

Location & Zoning

Street Address	2480 ARROYO RD
City	GERING
State	NE
Zip	69341-2507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAM
Legal Description	LT 16, BLK 2, AMENDED THE MEADOWS
Legal Range	55W
Legal Township	21N
Legal Section	3
Legal Subdivision	THE MEADOWS
Legal Block	2
Legal Lot Number	16
Jurisdiction	SCOTTS BLUFF NE
Township / Civil Division	GERING
Census Block Group	5
Census Block	5013
Census Tract	953900

Owner

Source: Scotts Bluff County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2480 ARROYO RD, GERING, NE 69341-2507
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
Jul 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jan 7, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance PLATTE VALLEY BANK
Dec 7, 2018	Quit Claim Deed, Transfer · Stand-Alone Refinance LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 21, 2018
Transfer Doc	20185514
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTTS BLUFF NE
Property Address	2480 ARROYO RD, GERING, NE 69341-2507
Transaction Type	Mortgage
Record Updated	Dec 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020185515
Date	Dec 7, 2018
Instrument	2018-5515

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2034

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTTS BLUFF NE
Property Address	2480 ARROYO RD, GERING, NE 69341-2507
Transaction Type	Mortgage
Record Updated	Aug 2, 2022
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020223658
Date	Jul 11, 2022
Instrument	2022-3658

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Aug 1, 2032

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTTS BLUFF NE
Property Address	2480 ARROYO RD, GERING, NE 69341-2507
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201949
Date	Jan 7, 2019
Instrument	2019-49

Lender

Name	PLATTE VALLEY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCOTTS BLUFF NE
Recording Date	Dec 7, 2018
Property Address	2480 ARROYO RD, GERING, NE 69341-2507
Document Number	20185514
Instrument Date	Nov 21, 2018
Instrument	2018-5514
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	20185515
Date	Dec 7, 2018
Instrument	2018-5515

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2034

Tax Assessment & Valuation

Source: Scotts Bluff County assessment roll, as of December 18, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Scotts Bluff County
Municipality	Gering City
Unified School District	Gering Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$168,795 (+3.49%) Land $21,000 Building $147,795	$168,795 (+3.49%) Land $21,000 Building $147,795
2025	$2,744.00 (+11.41%)	$163,110 (+41.89%) Land $21,000 Building $142,110	$163,110 (+41.89%) Land $21,000 Building $142,110
2023	$2,463.00	$114,955 Land $9,800 Building $105,155	$114,955 Land $9,800 Building $105,155

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 82% of Nebraska
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GERING serves 8,500 people · EPA ID NE3115717
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Spectrum Cable	1,000 / 1,000
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Viaero Wireless.

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