248 Winford Rd, Troutman, NC 28166 Property Records

Iredell County property record for 248 Winford Rd, Troutman, NC 28166

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,411 sqft · built 2024
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$469,000 (Mar 2025)
Tax Bill	$4,685 (2025)
Deeds & Mortgages	Mar 2025 Sale & Mortgage Sep 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`4750-85-6539.000`

Property Details

APN / Parcel Number

Primary APN	`4750-85-6539.000`
Alternative APN	`80002902`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,411 sqft Living Area
Gross Area	4,269 sqft
1st Floor Area	1,464 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Fiber Cement Siding
Foundation Type	Footing
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	12,197 sqft (0.28 acres)
Lot Width	92 ft Width
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	134 sqft
Patio Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80002902
Street Address	248 WINFORD RD
City	TROUTMAN
State	NC
Zip	28166-7701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Description	L69 SANDERS RIDGE PH3 PB79-145
Legal Subdivision	SANDERS RIDGE PHASE 3
Legal Lot Number	69
Jurisdiction	IREDELL NC
Township / Civil Division	BARRINGER
Census Block Group	2
Census Block	2004
Census Tract	61302

Owner

248 Winford Rd is owned and occupied by two individuals who bought it in March 2025.

Source: Iredell County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	248 WINFORD RD, TROUTMAN, NC 28166-7701
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2025	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage MI FINANCIAL LLC
Sep 19, 2023	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2025 · Amount on File
Deed Sale	Mar 7, 2025 · Amount on File
Deed Book / Page	3120 / 794
Record Updated	Oct 29, 2026

March 2025: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Mar 7, 2025
Property Address	248 WINFORD RD, TROUTMAN, NC 28166-7701
Document Number	0003120794
Book / Page	3120 / 794
Map Reference	MB 80 PG 83
Instrument Date	Mar 5, 2025
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 5, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$938.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5350 77 CENTER DR # DR100, DR100, CHARLOTTE, NC 28217-2781

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	248 WINFORD RD, TROUTMAN, NC 28166-7701

Mortgage

Document Number	0003120796
Date	Mar 7, 2025
Instrument	3120/796

Lender

Name	MI FINANCIAL LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2055

September 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Sep 19, 2023
Property Address	248 WINFORD RD, TROUTMAN, NC 28166-7701
Document Number	0003017266
Book / Page	3017 / 266
Map Reference	MB 80 PG 83
Instrument Date	Sep 19, 2023
Transaction Type	Transfer
Record Updated	Dec 5, 2025

Transaction

Amount	Amount on Record
Tax	$11,848.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	236 RACEWAY DR STE 7, 7, MOORESVILLE, NC 28117-6518

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5350 77 CENTER DR STE 100, 100, CHARLOTTE, NC 28217-2782
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 248 Winford Rd was $4,685.

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Municipality	Troutman Town
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$420,510 (-) Land $55,000 Building $365,510	$420,510 (-) Land $55,000 Building $365,510
2025	$4,685.00	$420,510 Land $55,000 Building $365,510	$420,510 Land $55,000 Building $365,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 248 Winford Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 27, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 248 Winford Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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