248 White Plain Ln, Sparta, NC 28675 Property Records

Alleghany County property record for 248 White Plain Ln, Sparta, NC 28675

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 800 sqft · built 1999
Lot Size	3.02 acres (131,551 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Oct 2021)
Tax Bill	$995 (2026)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3061696651`

Property Details

APN / Parcel Number

Primary APN	`3061696651`
Alternative APN	`81348`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	800 sqft Living Area
1st Floor Area	800 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Other
Foundation Type	No Foundation
Lot Area	131,551 sqft (3.02 acres)
Garage Type	Mixed
Garage Area	896 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Other
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	81348
Street Address	248 WHITE PLAIN LN
City	SPARTA
State	NC
Zip	28675-9083
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	ALLEGHANY NC
Township / Civil Division	GAP CIVIL
Census Block Group	1
Census Block	1013
Census Tract	950200

Owner

Source: Alleghany County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2710 HIGHLAND PARK DR, CHARLOTTE, NC 28269-0526
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2021	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Sep 2, 2020	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2021 · Amount on Record
Deed Sale	Oct 12, 2021 · Amount on Record
Prior Sale	Sep 2, 2020 · Amount on Record
Deed Document Number	20212976
Deed Book / Page	423 / 549
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGHANY NC
Recording Date	Oct 12, 2021
Property Address	248 WHITE PLAIN LN, SPARTA, NC 28675-9083
Document Number	000423/549
Book / Page	423 / 549
Instrument Date	Sep 13, 2021
Instrument	2976
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2501, THOMPSON FALLS, MT 59873-2501

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2710 HIGHLAND PARK DR, CHARLOTTE, NC 28269-0526

Mortgage

Document Number	0000002977
Date	Oct 12, 2021
Instrument	02977

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGHANY NC
Recording Date	Sep 2, 2020
Property Address	248 WHITE PLAIN LN, SPARTA, NC 28675-9083
Document Number	00410/1512
Book / Page	410 / 1512
Instrument Date	Sep 2, 2020
Instrument	1919
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1798, SPARTA, NC 28675-1798

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1688, SPARTA, NC 28675-1688

Mortgage

Document Number	0000001920
Date	Sep 2, 2020
Instrument	01920

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Alleghany County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Alleghany County
Unified School District	Alleghany County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$995.00 (+1.02%)	$141,600 (-) Land $49,400 Building $92,200	$141,600 (-) Land $49,400 Building $92,200
2025	$985.00
2023		$141,600 Land $49,400 Building $92,200	$141,600 Land $49,400 Building $92,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2018–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

4G LTE only, no 5G reported

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