Middlesex County and Edison Township property record for 248 Westgate Dr, Edison, NJ 08820
| Property Type | Single Family Home |
|---|---|
| Details | 1,604 sqft · built 1983 |
| Lot Size | 0.002 acres (96 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $509,000 (Oct 2023) |
| Tax Bill | $9,575 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Oct 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-00411-0000-00005-03-C0248 |
| Primary APN | 05-00411-0000-00005-03-C0248 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,604 sqft Living Area |
|---|
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Condo/Apartment |
| Lot Area | 96 sqft (0.002 acres) |
| Account Number | 00011095 |
|---|---|
| Street Address | 248 WESTGATE DR |
| City | EDISON |
| State | NJ |
| Zip | 08820-1166 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RATH |
| Legal Description | WESTGATE SQ UNIT 248 |
| Legal Subdivision | WESTGATE SQUARE |
| Legal Block | 411 |
| Legal Lot Number | 5.3 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | EDISON |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 1412 |
Source: Middlesex County and Edison Township records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 248 WESTGATE DR, EDISON, NJ 08820-1166 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 28, 2026 | Deed of Trust, Mortgage · Conventional Mortgage SOMERSET VALLEY BANK |
| Oct 3, 2023 | Deed, Transfer · Conventional Mortgage SOMERSET SAVINGS BANK SLA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 3, 2023 · Amount on Record |
| Deed Sale | Oct 3, 2023 · Amount on Record |
| Prior Sale | Feb 24, 2015 · Amount on Record |
| Deed Document Number | 202358563 |
| Deed Book / Page | 19313 / 465 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | May 28, 2026 |
| Property Address | 248 WESTGATE DR, EDISON, NJ 08820-1166 |
| Document Number | 0000033693 |
| Book / Page | 20034 / 699 |
| Instrument Date | May 15, 2026 |
| Instrument | 202633693 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | HMS TITLE SERVICES, RMS TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Address | 248 WESTGATE DR, EDISON, NJ 08820-1166 |
| Document Number | 0000033693, |
|---|---|
| Date | May 28, 2026 |
| Book Page | 20034/699 |
| Instrument | 202633693 |
| Name | SOMERSET VALLEY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.65% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Oct 3, 2023 |
| Property Address | 248 WESTGATE DR, EDISON, NJ 08820-1166 |
| Document Number | 0000058563 |
| Book / Page | 19313 / 465 |
| Instrument Date | Sep 14, 2023 |
| Instrument | 2023058563 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2025 |
| Title Company | SIMPLICITY TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,261.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2 RIO VISTA DR, EDISON, NJ 08820-2321 |
| Name | Verified Name |
|---|---|
| Address | 248 WESTGATE DR, EDISON, NJ 08820-1166 |
| Document Number | 0000058564 |
|---|---|
| Date | Oct 3, 2023 |
| Instrument | 2023058564 |
| Name | SOMERSET SAVINGS BANK SLA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.12% |
| Type Change Date | Oct 1, 2026 |
| Change Frequency | 3 Years |
| Min Rate At Change | 4.12% |
| Max Rate At Change | 8.12% |
| Index | 3-Year TN |
| Max Rate | 12.1% |
Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| County Subdivision | Edison Township |
| Unified School District | Edison Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $160,900 (-) Land $75,000 Building $85,900 | $160,900 (-) Land $75,000 Building $85,900 | |
| 2025 | $9,575.00 (-0.03%) | $160,900 (+5.79%) Land $75,000 Building $85,900 | $160,900 (+5.79%) Land $75,000 Building $85,900 |
| 2024 | $9,578.00 (+10.38%) | ||
| 2023 | $152,100 Land $75,000 Building $77,100 | $152,100 Land $75,000 Building $77,100 | |
| 2022 | $8,677.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2010–2023) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2023 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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