248 W Stephens St, Midway, KY 40347 Property Records

Woodford County property record for 248 W Stephens St, Midway, KY 40347

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,232 sqft · built 2010
OwnerIndividual Name on Record
Last Sale$129,000 (Jul 2017)
Tax Bill$1,700 (2025)
Deeds & MortgagesJul 2017 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN38-2005-036-00

Property Details

APN / Parcel Number

Primary APN38-2005-036-00
Alternative APN
  • 30424

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,232 sqft Living Area
Family RoomFamily Room

Exterior

Year BuiltBuilt 2010
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
PorchPorch
Porch Area72 sqft

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number30424
Street Address248 W STEPHENS ST
CityMIDWAY
StateKY
Zip40347-1104
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOUSE
JurisdictionWOODFORD KY
Township / Civil DivisionMIDWAY
Census Block Group1
Census Block1056
Census Tract50400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Midway Historic District
listed 1978 · 177 contributing resources · NRIS 78001415

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Woodford County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing AddressPO BOX 4231, MIDWAY, KY 40347-4231
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 5, 2017 · Amount on Record
Deed SaleJul 5, 2017 · Amount on Record
Deed Document Number39034
Deed Book / PageD301 / 288
Record UpdatedJun 8, 2026

July 2017: Deed, Transfer

Document TypeDeed
JurisdictionWOODFORD KY
Recording DateJul 5, 2017
Property Address248 W STEPHENS ST, MIDWAY, KY 40347-1104
Document NumberD301/288
Book / PageD301 / 288
Instrument DateJun 30, 2017
Instrument39034
Transaction TypeTransfer
Record UpdatedNov 30, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$129.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2695 TYRONE PIKE, 2695, VERSAILLES, KY 40383-9041

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 4231, MIDWAY, KY 40347-4231

Mortgage

Document Number39035
DateJul 5, 2017
Instrument39035
Lender
NameCENTRAL BANK & TRUST CO
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 1, 2047

Tax Assessment & Valuation

Source: Woodford County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyWoodford County
MunicipalityMidway City
Unified School DistrictWoodford County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,700.00 (+27.82%)$184,800 (+43.26%)$184,800 (+43.26%)
2023$1,330.00$129,000$129,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims7 (1978–2015)
Most Recent ClaimApr 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMIDWAY MUNICIPAL WATER WORKS
serves 2,174 people · EPA ID KY1200283
Water SourcePurchased surface water from FRANKFORT PLANT BOARD
Last State InspectionMay 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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