248 W Adelaide Dr, Saint Johns, FL 32259 Property Records

St. Johns County property record for 248 W Adelaide Dr, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,302 sqft · built 2010
Lot Size	0.18 acres (7,840 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (Jul 2023)
Tax Bill	$7,240 (2025)
Deeds & Mortgages	Jul 2023 Sale & Second Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`009762-1020`

Property Details

APN / Parcel Number

Primary APN	`009762-1020`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,302 sqft Living Area
Gross Area	3,382 sqft
1st Floor Area	2,302 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Concrete
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,840 sqft (0.18 acres)
Garage Type	Attached
Garage Area	571 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Glass Porch
Porch Area	60 sqft
Patio Area	308 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	248 W ADELAIDE DR
City	SAINT JOHNS
State	FL
Zip	32259-6928
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	60/58-78 ABERDEEN (DR HORTON-PHASE 1) LOT 102 OR4418/970 & 5579/1184(D/M) & 5788/1852(Q/C)
Legal Range	27E
Legal Township	05S
Legal Section	04
Legal Subdivision	ABERDEEN (DR HORTON-PHASE 1)
Legal Phase	1
Legal Block	1
Legal Lot Number	102
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	1
Census Block	1012
Census Tract	20809

Owner

248 W Adelaide Dr is owned and occupied by an individual who bought it in July 2023.

Source: St. Johns County records, as of April 13, 2026

Owner of Record	Individual Name on File
Mailing Address	248 W ADELAIDE DR, SAINT JOHNS, FL 32259-6928
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2023	Quit Claim Deed, Transfer · Stand-Alone Second Mortgage NAVY FCU
Aug 9, 2017	Warranty Deed, Transfer · FHA Mortgage FIDELITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2023 · Amount on File
Deed Sale	Jul 10, 2023 · Amount on File
Prior Sale	Aug 9, 2017 · Amount on File
Deed Document Number	202353282
Deed Book / Page	5788 / 1852
Prior Transfer Date	Jun 24, 2023
Prior Transfer Doc	0057881852
Record Updated	Oct 29, 2026

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 10, 2023
Property Address	248 W ADELAIDE DR, SAINT JOHNS, FL 32259-6928
Document Number	0057881852
Book / Page	5788 / 1852
Map Reference	MB 60 PG 58-78
Instrument Date	Jun 24, 2023
Instrument	2023053282
Transaction Type	Transfer
Record Updated	Jul 24, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name
Address	248 W ADELAIDE DR, SAINT JOHNS, FL 32259-6928

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	248 W ADELAIDE DR, SAINT JOHNS, FL 32259-6928

Mortgage

Document Number	0057930469
Date	Jul 17, 2023
Book Page	5793/469
Instrument	2023055568

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2043

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 9, 2017
Property Address	248 W ADELAIDE DR, SAINT JOHNS, FL 32259-6928
Document Number	0044180970
Book / Page	4418 / 0970
Map Reference	MB60 PG58-78
Instrument Date	Jul 28, 2017
Instrument	2017055038
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	TRADEMARK TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12303 ALMENDRA DR, 12303, SAN ANTONIO, TX 78247-4363

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	248 W ADELAIDE DR, SAINT JOHNS, FL 32259-6928

Mortgage

Document Number	2017055039
Date	Aug 9, 2017
Instrument	2017055039

Lender

Name	FIDELITY BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 248 W Adelaide Dr was $7,240 with a homeowner's exemption, up 10.7% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$385,676 (+2.7%)	$428,785 (-1.83%) Land $110,000 Building $318,785
2025	$7,240.00 (+10.7%) Homeowner's exemption	$375,537	$436,791 Land $110,000 Building $326,791
2024	$6,540.00 (-0.53%)
2023	$6,575.00 (+21.02%) Homeowner's exemption	$363,701 (+31.56%)	$442,660 (+14.5%) Land $104,000 Building $338,660
2022	$5,433.00 Homeowner's exemption	$276,447	$386,612 Land $84,000 Building $302,612

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 248 W Adelaide Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 55 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	55 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 248 W Adelaide Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on W Adelaide Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures