Ocean County and Ship Bottom Borough property record for 248 W 10th St, Ship Bottom, NJ 08008
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,088 sqft · built 2023 |
| Lot Size | 0.131 acres (5,702 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,150,000 (May 2023) |
| Tax Bill | $17,345 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Feb 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 29-00094-0000-00012 |
| Primary APN | 29-00094-0000-00012 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,088 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 5,702 sqft (0.131 acres) |
| Lot Dimensions | 95 ft deep x 60 ft wide |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Street Address | 248 W 10TH ST |
|---|---|
| City | SHIP BOTTOM |
| State | NJ |
| Zip | 08008-6306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 60X95 |
| Legal Subdivision | SHIP BOTTOM BEACH ARLINGTON |
| Legal Block | 94 |
| Legal Lot Number | 12 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | SHIP BOTTOM |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 739000 |
248 W 10th St is owned by two individuals who bought it in May 2023.
Source: Ocean County and Ship Bottom Borough records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 17 MARCIN WAY, FLANDERS, NJ 07836-9671 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 4, 2023 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Feb 17, 2022 | Deed, Transfer · Conventional Mortgage OCEANFIRST BANK |
| Jun 14, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 4, 2023 · Amount on File |
| Deed Sale | May 4, 2023 · Amount on File |
| Prior Sale | Feb 17, 2022 · Amount on File |
| Deed Document Number | 202333169 |
| Deed Book / Page | 19368 / 1078 |
| Prior Transfer Date | May 21, 2019 |
| Prior Transfer Doc | 0175031209 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | May 4, 2023 |
| Property Address | 248 W 10TH ST, SHIP BOTTOM, NJ 08008-6306 |
| Document Number | 0193681078 |
| Book / Page | 19368 / 1078 |
| Instrument Date | Apr 13, 2023 |
| Instrument | 2023033169 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2024 |
| Title Company | PLS TITLE & SETTLEMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $44,990.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7 CHRISTOPHER PL, SADDLE RIVER, NJ 07458-2903 |
| Name | Verified Name |
|---|---|
| Address | 17 MARCIN WAY, FLANDERS, NJ 07836-9671 |
| Document Number | 0193681086 |
|---|---|
| Date | May 4, 2023 |
| Book Page | 19368/1086 |
| Instrument | 2023033170 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Feb 17, 2022 |
| Property Address | 248 W 10TH ST, SHIP BOTTOM, NJ 08008-6306 |
| Document Number | 0189130697 |
| Book / Page | 18913 / 697 |
| Instrument Date | Feb 6, 2021 |
| Instrument | 2022020719 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2024 |
| Title Company | AMERICAN ABSTRACT CORPORATION, AMERICAN ABSTRACT AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,473.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 255 W 94TH ST # ST16F, ST16F, NEW YORK, NY 10025-6999 |
| Name | Verified Name |
|---|---|
| Address | 7 CHRISTOPHER PL, SADDLE RIVER, NJ 07458-2903 |
| Document Number | 2022020720 |
|---|---|
| Date | Feb 17, 2022 |
| Instrument | 2022020720 |
| Name | OCEANFIRST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Jun 14, 2019 |
| Property Address | 248 W 10TH ST, SHIP BOTTOM, NJ 08008-6306 |
| Document Number | 0175031209 |
| Book / Page | 017503 / 001209 |
| Instrument Date | May 21, 2019 |
| Instrument | 56088 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 1616 E JEFFERSON BLVD SOUTH BEND IN 466173411, SOUTH BEND, IN 46617-3411 |
The 2025 property tax bill for 248 W 10th St was $17,345, up 3% from the year before.
Source: Ocean County and Ship Bottom Borough assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| Municipality | Ship Bottom Borough |
| Elementary School District | Long Beach Island School District (KG - 06) |
| Secondary School District | Southern Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,397,700 (-) Land $343,000 Building $1,054,700 | $1,397,700 (-) Land $343,000 Building $1,054,700 | |
| 2025 | $17,345.00 (+2.99%) | $1,397,700 Land $343,000 Building $1,054,700 | $1,397,700 Land $343,000 Building $1,054,700 |
| 2024 | $16,842.00 | ||
| 2023 | $343,000 Land $343,000 | $343,000 Land $343,000 | |
| 2022 | $6,144.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 248 W 10th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 376 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 416 units insured incl. 40 condo units |
| Nearby Flood Claims | 784 (1979–2025) |
| Claims Outside the SFHA | 1 of 784 |
| Most Recent Claim | Oct 2025 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 248 W 10th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SHIP BOTTOM WATER DEPART serves 15,000 people · EPA ID NJ1528001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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