St. Johns County property record for 248 Villa Verda Rd, Saint Augustine, FL 32080
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,391 sqft · built 2007 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $400,000 (Sep 2015) |
| Tax Bill | $5,842 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 182891-1210 |
| Primary APN | 182891-1210 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,391 sqft Living Area |
| Gross Area | 2,895 sqft |
| 1st Floor Area | 1,098 sqft |
| Attic | Attic |
| Attic Area | 345 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 498 sqft |
| Deck Area | 40 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 248 VILLA VERDA RD |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32080-7615 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RMH |
| Legal Description | 11-43 TREASURE BCH 2ND ADDN LOT 121 BLK 1 OR4080/1439 |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 27 |
| Legal Subdivision | TREASURE BEACH SECOND ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 121 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 21404 |
Source: St. Johns County records · APN 182891-1210
Assessment roll updated April 13, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 248 VILLA VERDA RD, SAINT AUGUSTINE, FL 32080-7615 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 02, 2021 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC |
| Feb 06, 2020 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Jan 05, 2018 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 03, 2015 · Amount on Record |
| Deed Sale | Sep 03, 2015 · Amount on Record |
| Deed Document Number | 201556120 |
| Deed Book / Page | 4080 / 1439 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 248 VILLA VERDA RD, SAINT AUGUSTINE, FL 32080-7615 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0051680268 |
|---|---|
| Date | Feb 02, 2021 |
| Book Page | 5168/268 |
| Instrument | 2021011691 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 248 VILLA VERDA RD, SAINT AUGUSTINE, FL 32080-7615 |
| Document Number | 0048810302 |
| Instrument Date | Feb 06, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 248 VILLA VERDA RD ANASTASIA ISLAND FL 320807615, ANASTASIA ISLAND, FL 32080-7615 |
| Document Number | 0048810302 |
|---|---|
| Date | Feb 11, 2020 |
| Book Page | 004881/000302 |
| Instrument | 10767 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 10, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 248 VILLA VERDA RD, SAINT AUGUSTINE, FL 32080-7615 |
| Document Number | 0044900045 |
| Book / Page | 004490 / 000045 |
| Instrument Date | Jan 05, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 248 VILLA VERDA RD ANASTASIA ISLAND FL 320807615, ANASTASIA ISLAND, FL 32080-7615 |
| Document Number | 0044900045 |
|---|---|
| Date | Jan 12, 2018 |
| Book Page | 004490/000045 |
| Instrument | 2696 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 11, 2048 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $417,639 (+2.7%) | $688,468 (+0.44%) Land $265,000 Building $423,468 | |
| 2025 | $5,842.00 (+10.79%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $406,659 (+2.9%) | $685,420 (+1.78%) Land $278,000 Building $407,420 |
| 2024 | $5,273.00 (+1.54%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $395,198 (+3%) | $673,443 (+4.44%) Land $278,000 Building $395,443 |
| 2023 | $5,193.00 (+2.16%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $383,687 (+3%) | $644,830 (+5.53%) Land $257,600 Building $387,230 |
| 2022 | $5,083.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $372,512 | $611,068 Land $173,600 Building $437,468 |
Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 396 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 452 units insured incl. 56 condo units |
| Nearby Flood Claims | 576 (1982–2025) |
| Claims Outside the SFHA | 6 of 576 |
| Most Recent Claim | Oct 2025 · tidal / storm surge |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Intermediate Holdings Fiber | 5,000 / 5,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 357 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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