248 Treasure Beach Rd, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 248 Treasure Beach Rd, Saint Augustine, FL 32080 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,590 sqft · built 2021
Lot Size0.25 acres (10,890 sqft)
OwnerIndividual Name on File
Last Sale$199,000 (Aug 2020)
Tax Bill$4,743 (2025)
Deeds & MortgagesMar 2022 Mortgage
Aug 2020 Sale & Construction Loan
Flood ZoneZone AE (high risk)
APN182902-0110

Property Details

APN / Parcel Number

Primary APN182902-0110

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area1,590 sqft Living Area
1st Floor Area1,590 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,890 sqft (0.25 acres)
PorchSlab
Deck Area40 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address248 TREASURE BEACH RD
CitySAINT AUGUSTINE
StateFL
Zip32080-7329
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description11-46,47 TREASURE BCH 3RD ADDN LOT 11 BLK 2 OR5015/1859
Legal Range30E
Legal Township08S
Legal Section27
Legal SubdivisionTREASURE BEACH THIRD ADDITION
Legal Block2
Legal Lot Number11
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1003
Census Tract21404

Owner

Source: St. Johns County records · APN 182902-0110

Assessment roll updated April 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address248 TREASURE BEACH RD, SAINT AUGUSTINE, FL 32080-7329
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 11, 2022Deed of Trust, Mortgage · Conventional Mortgage
UNION HOME MORTGAGE CORP
Aug 13, 2020Warranty Deed, Construction Loan · Construction Mortgage
FIRST FEDERAL BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 13, 2020 · Amount on Record
Deed SaleAug 13, 2020 · Amount on Record
Prior SaleJun 03, 2016 · Amount on Record
Deed Document Number202067652
Deed Book / Page5015 / 1859
Record UpdatedSep 20, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address248 TREASURE BEACH RD, SAINT AUGUSTINE, FL 32080-7329
Transaction TypeMortgage
Record UpdatedAug 02, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address732 S HERITAGE CREEK WAY, SAINT AUGUSTINE, FL 32084-6528

Mortgage

Document Number0055131789
DateMar 11, 2022
Book Page5513/1789
Instrument2022026873
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
AddressSTRONGSVILLE, OH 44136
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term373 Months
DueApr 01, 2053

August 2020: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateAug 13, 2020
Property Address248 TREASURE BEACH RD, SAINT AUGUSTINE, FL 32080-7329
Document Number0050151859
Book / Page5015 / 1859
Map ReferenceMB 11 PG 45-48
Instrument DateAug 06, 2020
Instrument2020067652
Transaction TypeConstruction Loan
Record UpdatedAug 02, 2022
Title CompanyLAND TITLE OF AMERICA INC

Transaction

AmountAmount Recorded
Tax$1,393.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2202 MAKARIOS DR, 2202, SAINT AUGUSTINE, FL 32080-5736

Transferred To (Grantee/Buyer)

NameVerified Name
Address732 S HERITAGE CREEK WAY, SAINT AUGUSTINE, FL 32084-6528

Mortgage

Document Number0050151861
DateAug 13, 2020
Instrument5015/1861
Lender
NameFIRST FEDERAL BANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term373 Months
DueSep 01, 2051

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$357,918 (+11.72%)$557,847 (+5.28%) Land $265,000 Building $292,847
2025$4,743.00 (+10.82%) Homeowner's exemption$320,371 (+7.63%)$529,860 (+8.75%) Land $278,000 Building $251,860
2024$4,280.00 (+2.91%)
2023$4,159.00 (-14.49%) Homeowner's exemption$297,660 (-6.62%)$487,245 (+52.85%) Land $257,600 Building $229,645
2022$4,864.00$318,775$318,775 Land $173,600 Building $145,175

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090214041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
CoastalYes
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 396 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies452 units insured
56 under condo master policies
Nearby Flood Claims576 (1982–2025)
Claims Outside the SFHA6 of 576
Most Recent ClaimOct 2025, tidal / storm surge
Claims By Storm
  • Hurricane Irma, Oct 2017 · 90 claims
  • Hurricane Matthew, Oct 2016 · 354 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 27 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 357 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
IQ Fiber Intermediate HoldingsFiber5,000 / 5,000
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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