St. Johns County property record for 248 Topside Dr, Saint Johns, FL 32259 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,942 sqft · built 2021 |
| Lot Size | 0.23 acres (10,018 sqft) |
| Owner | Individual Name on File |
| Last Sale | $600,015 (Nov 2021) |
| Tax Bill | $14,608 (2025) |
| Deeds & Mortgages | Mar 2023 Line of Credit Oct 2022 Line of Credit + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 023715-0760 |
| Primary APN | 023715-0760 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 21 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,942 sqft Living Area |
| Gross Area | 4,720 sqft |
| 1st Floor Area | 2,415 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 10,018 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 778 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 162 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 248 TOPSIDE DR |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-2320 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 87/13-21 TWIN CREEKS NORTH PARCEL 14 PHASE 1 LOT 76 OR5424/1771 |
| Legal Range | 28E |
| Legal Township | 05S |
| Legal Section | 10 |
| Legal Subdivision | TWIN CREEKS NORTH PARCEL 14 PHASE 1 |
| Legal Phase | 1 |
| Legal Lot Number | 76 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 20904 |
Source: St. Johns County records · APN 023715-0760
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 248 TOPSIDE DR, SAINT JOHNS, FL 32259-2320 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 27, 2023 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Oct 06, 2022 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Nov 19, 2021 | Warranty Deed, Subdivision Related Transfer · VA Mortgage JET HOMELOANS LLC |
| Oct 05, 2020 | Grant Deed, Transfer DF TITLE LLC |
| Oct 01, 2020 | Loan Modification, Mortgage · Line of Credit AMERIS BK |
| Sep 29, 2020 | Loan Modification, Mortgage FLAGSTAR BK |
| Aug 31, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 19, 2021 · Amount on Record |
| Deed Sale | Nov 19, 2021 · Amount on Record |
| Deed Document Number | 2021126106 |
| Deed Book / Page | 5424 / 1771 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 248 TOPSIDE DR, SAINT JOHNS, FL 32259-2320 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 248 TOPSIDE DR, SAINT JOHNS, FL 32259-2320 |
| Document Number | 0057290492 |
|---|---|
| Date | Mar 27, 2023 |
| Book Page | 5729/492 |
| Instrument | 2023022292 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Apr 01, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 248 TOPSIDE DR, SAINT JOHNS, FL 32259-2320 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Title Company | ACTION TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Address | 248 TOPSIDE DR, SAINT JOHNS, FL 32259-2320 |
| Document Number | 0056440324 |
|---|---|
| Date | Oct 06, 2022 |
| Book Page | 5644/324 |
| Instrument | 2022093560 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Sep 01, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Nov 19, 2021 |
| Property Address | 248 TOPSIDE DR, SAINT JOHNS, FL 32259-2320 |
| Document Number | 0054241771 |
| Book / Page | 5424 / 1771 |
| Map Reference | MB 87 PG 13-21 |
| Instrument Date | Nov 17, 2021 |
| Instrument | 2021126106 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,200.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742 |
| Name | Verified Name |
|---|---|
| Address | 248 TOPSIDE DR, ST JOHNS, FL 32259-2320 |
| Document Number | 0054241773 |
|---|---|
| Date | Nov 19, 2021 |
| Instrument | 5424/1773 |
| Name | JET HOMELOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Oct 05, 2020 |
| Property Address | 248 TOPSIDE DR, SAINT JOHNS, FL 32259-2320 |
| Document Number | 0050620383 |
| Book / Page | 005062 / 000383 |
| Instrument Date | Oct 01, 2020 |
| Instrument | 87130 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2020 |
| Title Company | DF TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,570.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 14701 PHILIPS HWY #300 JACKSONVILLE FL 322563742, 300, JACKSONVILLE, FL 32256-3742 |
| Investor | Possibly a Property Investor |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 248 TOPSIDE DR, SAINT JOHNS, FL 32259-2320 |
| Document Number | 0050620420 |
| Instrument Date | Oct 01, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2020 |
| Title Company | GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TR |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 248 TOPSIDE DR ST JOHNS FL 322592320, ST JOHNS, FL 32259-2320 |
| Investor | Possibly a Property Investor |
| Document Number | 0050620420 |
|---|---|
| Date | Oct 05, 2020 |
| Book Page | 005062/000420 |
| Instrument | 87137 |
| Name | AMERIS BK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 248 TOPSIDE DR, SAINT JOHNS, FL 32259-2320 |
| Document Number | 0050581968 |
| Instrument Date | Sep 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 248 TOPSIDE DR ST JOHNS FL 322592320, ST JOHNS, FL 32259-2320 |
| Document Number | 0050581968 |
|---|---|
| Date | Oct 01, 2020 |
| Book Page | 005058/001968 |
| Instrument | 85730 |
| Name | FLAGSTAR BK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Sep 30, 2021 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 31, 2018 |
| Property Address | 248 TOPSIDE DR, SAINT JOHNS, FL 32259-2320 |
| Document Number | 0046060027 |
| Book / Page | 004606 / 000027 |
| Instrument Date | Aug 08, 2018 |
| Instrument | 63663 |
| Transaction Type | Transfer |
| Record Updated | Feb 04, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $23,100.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 14701 PHILIPS HWY #300 JACKSONVILLE FL 322563742, 300, JACKSONVILLE, FL 32256-3742 |
| Investor | Possibly a Property Investor |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $761,222 (+2.7%) | $845,505 (+2.04%) Land $210,000 Building $635,505 | |
| 2025 | $14,608.00 (+7.32%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $741,209 (+2.9%) | $828,616 (+15.03%) Land $185,000 Building $643,616 |
| 2024 | $13,611.00 (+2.05%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $720,320 (+2.97%) | $720,320 (+2.97%) Land $160,000 Building $560,320 |
| 2023 | $13,337.00 (+5.31%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $699,571 (+13.21%) | $699,571 (+13.21%) Land $160,000 Building $539,571 |
| 2022 | $12,664.00 | $617,928 | $617,928 Land $140,000 Building $477,928 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 206 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 206 in force |
| Wildfire Risk | Moderate above 53% of the US · above 24% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 901 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 142 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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