248 Thomas St, Allegan, MI 49010 Property Records

Allegan County property record for 248 Thomas St, Allegan, MI 49010

Property Summary

Property TypeSingle Family Home
Details1 ba · 936 sqft · built 1953
Lot Size0.328 acres (14,288 sqft)
Owner2 Individual Names on File
Last Sale$165,000 (Dec 2021)
Tax Bill$3,801 (2025)
Deeds & MortgagesDec 2021 Sale & Mortgage
Aug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN51-330-007-00

Property Details

APN / Parcel Number

Primary APN51-330-007-00
Alternative APN
  • 03-51-330-007-00

Interior

Full Baths1 Bath
Stories1 Story
Building Area936 sqft Living Area
1st Floor Area936 sqft
Basement Area936 sqft
Unfinished Basement936 sqft

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Exterior MaterialWood
Lot Area14,288 sqft (0.328 acres)
Lot Dimensions204 ft deep x 70 ft wide
Garage Area280 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address248 THOMAS ST
CityALLEGAN
StateMI
Zip49010-8195
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2 SFR
Legal DescriptionLOT 7 FOREST CREST ADDITION SEC 33.
Legal SubdivisionFOREST CREST ADD
Legal Lot Number7
JurisdictionALLEGAN MI
Township / Civil DivisionALLEGAN
Census Block Group3
Census Block3016
Census Tract31200

Owner

248 Thomas St is owned and occupied by two individuals who bought it in December 2021.

Source: Allegan County records, as of September 9, 2026

Owner of Record2 Individual Names on File
Mailing Address1810 BRECKENRIDGE CIR, CORONA, CA 92879-1182
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 2, 2021Warranty Deed, Transfer · Conventional Mortgage
AMERIFIRST FINANCIAL CORP
Aug 21, 2019Warranty Deed, Transfer · FHA Mortgage
SUCCESS MORTGAGE PARTNERS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 2, 2021 · Amount on File
Deed SaleDec 2, 2021 · Amount on File
Prior SaleAug 21, 2019 · Amount on File
Deed Book / Page4703 / 388
Record UpdatedOct 29, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALLEGAN MI
Recording DateDec 2, 2021
Property Address248 THOMAS ST, ALLEGAN, MI 49010-8195
Document Number004703/388
Book / Page4703 / 388
Map ReferenceLB 06 PG 37
Instrument DateNov 22, 2021
Transaction TypeTransfer
Record UpdatedMay 3, 2022
Title CompanyCHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,419.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address248 THOMAS ST, 248, ALLEGAN, MI 49010-8195

Transferred To (Grantee/Buyer)

NameVerified Name
Address1810 BRECKENRIDGE CIR, CORONA, CA 92879-1182

Mortgage

Document Number0004703391
DateDec 2, 2021
Instrument4703/391
Lender
NameAMERIFIRST FINANCIAL CORP
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2051

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALLEGAN MI
Recording DateAug 21, 2019
Property Address248 THOMAS ST, ALLEGAN, MI 49010-8195
Document Number004373/261
Book / Page4373 / 261
Map ReferenceLB 6 PG 37
Instrument DateAug 15, 2019
Transaction TypeTransfer
Record UpdatedMay 3, 2022
Title CompanyCHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,092.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address248 THOMAS ST, 248, ALLEGAN, MI 49010-8195

Transferred To (Grantee/Buyer)

NameVerified Name
Address248 THOMAS ST, ALLEGAN, MI 49010-8195

Mortgage

Document Number0004373264
DateAug 21, 2019
Instrument4373/264
Lender
NameSUCCESS MORTGAGE PARTNERS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 248 Thomas St was $3,801 with a homeowner's exemption.

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyAllegan County
MunicipalityAllegan City
Unified School DistrictAllegan Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$86,800 Land $23,500 Building $63,300$173,600 Land $47,000 Building $126,600
2025$3,801.00
2023$63,600 Land $16,200 Building $47,400$127,200 Land $32,400 Building $94,800
2022$3,374.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 248 Thomas St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1978)
Most Recent ClaimJun 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 248 Thomas St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALLEGAN
serves 5,930 people · EPA ID MI0000120
Water SourceGroundwater
Last State InspectionNov 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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