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248 Terry Rd, Smithtown, NY 11787 Property Records

Suffolk County and Smithtown Town property record for 248 Terry Rd, Smithtown, NY 11787

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,640 sqft · built 1954
Lot Size0.28 acres (12,197 sqft)
OwnerCompany Name on Record
Last Sale$290,000 (May 2020)
Tax Bill$18,557 (2024)
Deeds & MortgagesFeb 2023 Refinance
Aug 2025 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN473489 135.-2-15

Property Details

APN / Parcel Number

Primary APN473489 135.-2-15
Alternative APNs
  • 0800-135.00-02.00-015.000
  • 348913500000020150000000
  • 47340031667

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,640 sqft Living Area
Gross Area2,040 sqft
1st Floor Area936 sqft
2nd Floor Area704 sqft

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Architectural StyleColonial
Exterior MaterialComposition/Composite
Lot Area12,197 sqft (0.28 acres)
View / LotSuburban
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address248 TERRY RD
CitySMITHTOWN
StateNY
Zip11787-5113
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1-18601 TC-70 DOLLJEAN TERRY RD MURPHY MC ELHONE
Legal Block2
Legal Lot Number15
JurisdictionSUFFOLK NY
Township / Civil DivisionSMITHTOWN
Census Block Group3
Census Block3012
Census Tract135306

Owner

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address21622 JAMAICA AVE, QUEENS VILLAGE, NY 11428-2121
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Feb 24, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
NCPD FEDERAL CREDIT UNION
Aug 12, 2025Deed, Transfer
Jan 6, 2025Deed, Transfer · ARM
CROSSCOUNTRY MORTGAGE INC
May 8, 2020Grant Deed, Transfer
LOAN FUNDER LLC SERIES 12537
Feb 20, 2020Grant Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 8, 2020 · Amount on Record
Deed SaleMay 8, 2020 · Amount on Record
Prior SaleFeb 20, 2020 · Amount on Record
Deed Book / Page13058 / 181
Record UpdatedSep 20, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address248 TERRY RD, SMITHTOWN, NY 11787-5113
Transaction TypeMortgage
Record UpdatedApr 21, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0234850982
DateFeb 24, 2023
Book Page23485/982
Lender
NameNCPD FEDERAL CREDIT UNION
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term349 Months
DueMar 1, 2052

August 2025: Deed, Transfer

Document TypeDeed
JurisdictionSUFFOLK NY
Recording DateAug 12, 2025
Property Address248 TERRY RD, SMITHTOWN, NY 11787-5113
Document Number0133040841
Book / Page13304 / 841
Instrument DateJul 24, 2025
Transaction TypeTransfer
Record UpdatedApr 21, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address21622 JAMAICA AVE, QUEENS VILLAGE, NY 11428-2121

January 2025: Deed, Transfer

Document TypeDeed
JurisdictionSUFFOLK NY
Recording DateJan 6, 2025
Property Address248 TERRY RD, SMITHTOWN, NY 11787-5113
Document Number0132780612
Book / Page13278 / 612
Instrument DateNov 18, 2024
Transaction TypeTransfer
Record UpdatedApr 21, 2026
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address18955 ATLANTIC BLVD, SUNNY ISLES BEACH, FL 33160-2301

Mortgage

Document Number0023632533
DateJan 6, 2025
Instrument23632/533
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeARM
AmountAmount Recorded
Term349 Months
DueFeb 1, 2054
Interest
Rate TypeAdjustable Rate
Rate7.1%
Type Change DateDec 1, 2029

May 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSUFFOLK NY
Recording DateMay 8, 2020
Property Address248 TERRY RD, SMITHTOWN, NY 11787-5113
Document Number0130580181
Book / Page013058 / 000181
Instrument DateApr 24, 2020
Transaction TypeTransfer
Record UpdatedJul 30, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,160.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address360 HOLBROOK RD #A RONKONKOMA NY 117791815, A, RONKONKOMA, NY 11779-1815

Mortgage

Document Number231330572
DateMay 8, 2020
Book Page023133/000572
Lender
NameLOAN FUNDER LLC SERIES 12537
Address645 MADISON AVE # 19, NEW YORK, NY 10022-1010
Agreement
AmountAmount Recorded

February 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSUFFOLK NY
Recording DateFeb 20, 2020
Property Address248 TERRY RD, SMITHTOWN, NY 11787-5113
Document Number0130480616
Book / Page013048 / 000616
Instrument DateDec 5, 2019
Transaction TypeTransfer
Record UpdatedMar 30, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$1,137.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address680 SUNRISE HWY BABYLON NY 117046018, BABYLON, NY 11704-6018

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionSmithtown Town
Unified School DistrictSmithtown Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,220 (-) Land $345 Building $6,875$902,500 (+7.5%) Land $43,125 Building $859,375
2024$18,557.00$7,220 (-) Land $345 Building $6,875$839,535 (+10,016.1%) Land $40,116 Building $799,419
2023$7,220 Land $345 Building $6,875$8,299 Land $397 Building $7,902

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUFFOLK COUNTY WATER AUTHORITY
serves 1,100,000 people · EPA ID NY5110526
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityAsbestos
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber		2,300 / 2,300
T-Mobile
Fixed Wireless		100 / 20

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