248 Sturbridge Dr, Georgetown, KY 40324 Property Records

Scott County property record for 248 Sturbridge Dr, Georgetown, KY 40324

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,355 sqft · built 2017
Lot Size0.298 acres (12,977 sqft)
Owner2 Individual Names on File
Last Sale$225,000 (Nov 2021)
Tax Bill$2,022 (2025)
Deeds & MortgagesNov 2021 Sale & Mortgage
Oct 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN138-40-130.000

Property Details

APN / Parcel Number

Primary APN138-40-130.000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,355 sqft Living Area

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Lot Area12,977 sqft (0.298 acres)

Location & Zoning

Street Address248 STURBRIDGE DR
CityGEORGETOWN
StateKY
Zip40324-2544
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOLONY
Legal SubdivisionCOLONY
Legal Lot Number17
Legal Unit10
JurisdictionSCOTT KY
Township / Civil DivisionGEORGETOWN
Census Block Group2
Census Block2008
Census Tract40606

Owner

248 Sturbridge Dr is owned and occupied by two individuals who bought it in November 2021.

Source: Scott County records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address248 STURBRIDGE DR, GEORGETOWN, KY 40324-2544
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 24, 2021Deed, Transfer · Conventional Mortgage
PNC BANK NA
Oct 26, 2018Deed, Transfer · Conventional Mortgage
ARK-LA-TEX FINANCE SERVICES LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 24, 2021 · Amount on File
Deed SaleNov 24, 2021 · Amount on File
Prior SaleOct 26, 2018 · Amount on File
Deed Document Number2021445882
Deed Book / Page429 / 638
Record UpdatedOct 29, 2026

November 2021: Deed, Transfer

Document TypeDeed
JurisdictionSCOTT KY
Recording DateNov 24, 2021
Property Address248 STURBRIDGE DR, GEORGETOWN, KY 40324-2544
Document NumberD429/638
Book / PageD429 / 638
Map ReferenceCAB 9 SL 238
Instrument DateNov 22, 2021
Instrument445882
Transaction TypeTransfer
Record UpdatedDec 9, 2021
Title CompanyBLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$225.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address913 W MAIN ST APT 314, 913, OKLAHOMA CITY, OK 73106-7912

Transferred To (Grantee/Buyer)

NameVerified Name
Address248 STURBRIDGE DR, GEORGETOWN, KY 40324-2544

Mortgage

Document Number445883
DateNov 24, 2021
Instrument445883
Lender
NamePNC BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2051

October 2018: Deed, Transfer

Document TypeDeed
JurisdictionSCOTT KY
Recording DateOct 26, 2018
Property Address248 STURBRIDGE DR, GEORGETOWN, KY 40324-2544
Document NumberD401/309
Book / PageD401 / 309
Map ReferenceCAB9 SL238
Instrument DateOct 23, 2018
Instrument393367
Transaction TypeTransfer
Record UpdatedJun 14, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$173.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address110 JOHN DAVIS DR, 110, GEORGETOWN, KY 40324-8134

Transferred To (Grantee/Buyer)

NameVerified Name
Address248 STURBRIDGE DR, GEORGETOWN, KY 40324-2544

Mortgage

Document Number393368
DateOct 26, 2018
Instrument393368
Lender
NameARK-LA-TEX FINANCE SERVICES LLC
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 248 Sturbridge Dr was $2,022.

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyScott County
MunicipalityGeorgetown City
Unified School DistrictScott County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$227,100 (-)$227,100 (-)
2025$2,022.00$227,100$227,100
2023$2,040.00 (+4.51%)$225,000 (-) Land $37,500 Building $187,500$225,000 (-) Land $37,500 Building $187,500
2022$1,952.00$225,000 Land $34,000 Building $191,000$225,000 Land $34,000 Building $191,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 248 Sturbridge Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 20, 2022

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 248 Sturbridge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGEORGETOWN MUNICIPAL WATER SERVICE
serves 44,608 people · EPA ID KY1050157
Water SourceSurface water
Last State InspectionAug 2025
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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