Berrien County property record for 248 Spring Rd, Baroda, MI 49101
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,872 sqft · built 1975 |
| Lot Size | 1.8 acres (78,408 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $315,000 (Jul 2024) |
| Tax Bill | $5,333 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Apr 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-0013-0010-14-2 |
| Primary APN | 02-0013-0010-14-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 1,872 sqft Living Area |
| 1st Floor Area | 1,248 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Tri-Level |
| Lot Area | 78,408 sqft (1.8 acres) |
| Garage Area | 1,056 sqft |
| Parking Spaces | 4 Parking Spaces |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 248 SPRING RD |
|---|---|
| City | BARODA |
| State | MI |
| Zip | 49101-9712 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 RES |
| Legal Description | COM AT SW COR LOT 13 SINGER HIGHLANDS IN SEC 13 T6S R19W TH N 230' TH W 187.81' TH S0DEG07'14'' W 350.97' TH S87DEG13'45''E 277.37' TH N0DEG02'30''W 134.16' TH W TO POB SUR 995/40 |
| Legal Range | 19W |
| Legal Township | 06S |
| Legal Section | 13 |
| Legal Lot Number | 13 |
| Legal Unit | 13 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | BARODA |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 11000 |
Source: Berrien County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 248 SPRING RD, BARODA, MI 49101-9712 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 2, 2026 | Deed of Trust, Mortgage · FHA Mortgage NATIONAL HOME MORTGAGE CORPORATION |
| Apr 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP |
| Oct 31, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage HONOR CU |
| Oct 11, 2019 | Warranty Deed, Transfer · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP |
| Oct 11, 2019 | Warranty Deed, Transfer NOT AVAILABLE, FAT |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 31, 2024 · Amount on Record |
| Deed Sale | Jul 31, 2024 · Amount on Record |
| Prior Sale | Oct 11, 2019 · Amount on Record |
| Deed Document Number | 2024410882 |
| Deed Book / Page | 3431 / 455 |
| Prior Transfer Date | Sep 28, 2019 |
| Prior Transfer Doc | 3252002770 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Jun 2, 2026 |
| Property Address | 248 SPRING RD, BARODA, MI 49101-9712 |
| Document Number | 0000462334 |
| Book / Page | 3478 / 3793 |
| Instrument Date | May 28, 2026 |
| Instrument | 2026462334 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 248 SPRING RD, BARODA, MI 49101-9712 |
| Document Number | 0000462334, |
|---|---|
| Date | Jun 2, 2026 |
| Book Page | 3478/3793 |
| Instrument | 2026462334 |
| Name | NATIONAL HOME MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 248 SPRING RD, BARODA, MI 49101-9712 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 03322/2235 |
|---|---|
| Date | Apr 12, 2021 |
| Book Page | 3322/2235 |
| Name | FIRST CENTENNIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | AURORA, IL 60506 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | May 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 248 SPRING RD, BARODA, MI 49101-9712 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 248 SPRING RD, BARODA, MI 49101-9712 |
| Document Number | 03390/1591 |
|---|---|
| Date | Oct 31, 2022 |
| Book Page | 3390/1591 |
| Instrument | 2022365989 |
| Name | HONOR CU |
|---|---|
| Type | Credit Union |
| Address | BERRIEN SPRINGS, MI 49103 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 17, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Oct 11, 2019 |
| Property Address | 248 SPRING RD, BARODA, MI 49101-9712 |
| Document Number | 03252/2772 |
| Book / Page | 3252 / 2772 |
| Instrument Date | Oct 1, 2019 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,754.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 248 SPRING RD, BARODA, MI 49101-9712 |
| Document Number | 03252/2316 |
|---|---|
| Date | Oct 10, 2019 |
| Book Page | 3252/2316 |
| Name | FIRST CENTENNIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | AURORA, IL 60506 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Oct 11, 2019 |
| Property Address | 248 SPRING RD, BARODA, MI 49101-9712 |
| Document Number | 03252/2770 |
| Book / Page | 3252 / 2770 |
| Instrument Date | Sep 28, 2019 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Title Company | NOT AVAILABLE, FAT |
| Amount | Amount Recorded |
|---|---|
| Tax | $165.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 248 SPRING RD, BARODA, MI 49101-9712 |
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Baroda Township |
| Unified School District | Lakeshore School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $178,000 (+2.65%) | $356,000 (+2.65%) | |
| 2025 | $5,333.00 (+33.73%) Homeowner's exemption | $173,400 (+37.95%) | $346,800 (+37.95%) |
| 2024 | $3,988.00 (+15.16%) | ||
| 2023 | $125,700 | $251,400 | |
| 2022 | $3,463.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midwest Energy & Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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