248 Smith St, Merrick, NY 11566 Property Records

Nassau County and Hempstead Town property record for 248 Smith St, Merrick, NY 11566

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,100 sqft · built 1935
Lot Size0.125 acres (5,450 sqft)
Owner2 Individual Names on File
Last Sale$273,000 (Nov 2001)
Tax Bill$11,624 (2025)
Deeds & MortgagesNov 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN55-493-00-0816

Property Details

APN / Parcel Number

Primary APN55-493-00-0816
Alternative APNs
  • 2089-55-493-00-0816-0
  • 55493000816000000000
  • 282089 55.-493-816
  • 55493 08160

Interior

Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,100 sqft Living Area
Gross Area1,125 sqft
1st Floor Area1,100 sqft

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1935
Architectural StyleCottage
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeBlock
Roof MaterialWood Shingle
Lot Area5,450 sqft (0.125 acres)
Lot Dimensions107 ft deep x 50 ft wide
Garage TypeDetached
Garage Area216 sqft
Parking Spaces1 Parking Space
PorchEnclosed Frame Porch
Porch Area25 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number55493 08160
Street Address248 SMITH ST
CityMERRICK
StateNY
Zip11566-3531
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTOWN #1 SCH DIST 025
Legal Block493
Legal Lot Number816
JurisdictionNASSAU NY
Township / Civil DivisionHEMPSTEAD
Census Block Group5
Census Block5015
Census Tract415000

Owner

248 Smith St is owned and occupied by two individuals who bought it in November 2001.

Source: Nassau County and Hempstead Town records, as of June 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address248 SMITH ST, MERRICK, NY 11566-3531
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 16, 2001 · Amount on File
Deed SaleNov 16, 2001 · Amount on File
Prior SaleAug 16, 2001 · Amount on File
Deed Book / Page11404 / 633
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU NY
Property Address248 SMITH ST, MERRICK, NY 11566-3531
Transaction TypeMortgage
Record UpdatedDec 8, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0460220564
DateNov 10, 2021
Book Page46022/564
Instrument2021-145016
Lender
NameBANK OF AMERICA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueOct 1, 2036
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 248 Smith St was $11,624 with a senior citizen's exemption.

Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyNassau County
County SubdivisionHempstead Town
Secondary School DistrictBellmore-Merrick Central High School District (07 - 12)
Elementary School DistrictMerrick Union Free School District (KG - 06)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$419 Land $211 Building $208$419,000
2025$11,624.00
2023$11,495.00 Homeowner's exemption$419 Land $211 Building $208$419,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 248 Smith St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims6 (1978–2010)
Claims Outside the SFHA6 of 6
Most Recent ClaimMar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 248 Smith St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLIBERTY UTILITIES NEW YORK - MERRICK
private · serves 135,000 people · EPA ID NY2902840
Water SourceGroundwater
Last State InspectionJul 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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