248 Seward St, Pontiac, MI 48342 Property Records

Oakland County property record for 248 Seward St, Pontiac, MI 48342

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,133 sqft · built 1971
Lot Size	0.169 acres (7,362 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Aug 2026)
Tax Bill	$1,685 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Mar 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`64-14-34-105-023`

Property Details

APN / Parcel Number

Primary APN	`64-14-34-105-023`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,133 sqft Living Area
1st Floor Area	1,133 sqft
Basement Area	1,133 sqft
Unfinished Basement	1,133 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,362 sqft (0.169 acres)
Lot Dimensions	147 ft deep x 50 ft wide
Porch	Slab
Porch Area	26 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	248 SEWARD ST
City	PONTIAC
State	MI
Zip	48342-3352
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T3N, R10E, SEC 34 EAST SIDE PARK LOT 74
Legal Range	10E
Legal Township	03N
Legal Section	34
Legal Subdivision	PARK
Legal Lot Number	74
Jurisdiction	OAKLAND MI
Township / Civil Division	PONTIAC
Census Block Group	3
Census Block	3011
Census Tract	142300

Owner

248 Seward St is owned and occupied by an individual who bought it in August 2026.

Source: Oakland County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	248 SEWARD ST, PONTIAC, MI 48342-3352
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE
Mar 2, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2026 · Amount on File
Deed Sale	Aug 14, 2026 · Amount on File
Prior Sale	Jul 19, 2024 · Amount on File
Deed Document Number	2026121666
Deed Book / Page	61461 / 586
Prior Transfer Date	Feb 21, 2022
Prior Transfer Doc	0000336090
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Aug 14, 2026
Property Address	248 SEWARD ST, PONTIAC, MI 48342-3352
Document Number	0000121666
Book / Page	61461 / 586
Instrument Date	Aug 14, 2026
Instrument	2026121666
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	ABSTRACT TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$98,475.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	248 SEWARD ST, PONTIAC, MI 48342-3352

Mortgage

Document Number	0000121667,
Date	Aug 14, 2026
Instrument	2026121667

Lender

Name	GUARANTEED RATE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

Mortgage

Document Number	0000121668,
Date	Aug 14, 2026
Book Page	61461/604
Instrument	2026121668

Lender

Name	MICHIGAN STATE HSNG DEV AUTH

Agreement

Amount	Amount on Record

Interest

Max Rate	-1%

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Mar 2, 2022
Property Address	248 SEWARD ST, PONTIAC, MI 48342-3352
Document Number	0000336090
Book / Page	57539 / 384
Map Reference	LB 21 PG 39
Instrument Date	Feb 21, 2022
Instrument	336090
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	238 SEWARD ST, 238, PONTIAC, MI 48342-3352

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	238 SEWARD ST, PONTIAC, MI 48342-3352

Tax Assessment & Valuation

The 2025 property tax bill for 248 Seward St was $1,685, up 79.3% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Pontiac City
Unified School District	Pontiac City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,685.00 (+79.26%)	$30,720	$61,440
2024	$940.00
2023		$25,630	$51,260
2021	$1,164.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 248 Seward St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 248 Seward St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PONTIAC serves 63,776 people · EPA ID MI0005440
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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