248 Scott Rd, Oakham, MA 01068 Property Records

Worcester County and Oakham Town property record for 248 Scott Rd, Oakham, MA 01068

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 864 sqft · built 1986
Lot Size	1.21 acres (52,708 sqft)
Owner	2 Individual Names on Record
Last Sale	$291,000 (Aug 2023)
Tax Bill	$3,084 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Oct 2024 Refinance + 2 more
APN	`OAKH M:4070 B:0000 L:00780`

Property Details

APN / Parcel Number

Primary APN	`OAKH M:4070 B:0000 L:00780`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
Gross Area	2,184 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	52,708 sqft (1.21 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	248 SCOTT RD
City	OAKHAM
State	MA
Zip	01068-9857
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	780
Jurisdiction	OAKHAM MA
Township / Civil Division	OAKHAM
Census Block Group	1
Census Block	1040
Census Tract	721101

Owner

Source: Worcester County and Oakham Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13 MANOR RD, AUBURN, MA 01501-3138
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2022	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Oct 21, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA
Aug 24, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage LEADER BANK NA
Jan 7, 2019	Quit Claim Deed, Transfer · FHA Mortgage NORTHPOINT MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2023 · Amount on Record
Deed Sale	Aug 24, 2023 · Amount on Record
Prior Sale	Jan 7, 2019 · Amount on Record
Deed Book / Page	69558 / 209
Prior Transfer Date	Nov 20, 2018
Prior Transfer Doc	0059912-70
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKHAM MA
Property Address	248 SCOTT RD, OAKHAM, MA 01068-9857
Transaction Type	Mortgage
Record Updated	Nov 20, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	068077-218
Date	Aug 16, 2022
Book Page	68077/218
Instrument	90337

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Sep 1, 2049

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKHAM MA
Property Address	248 SCOTT RD, OAKHAM, MA 01068-9857
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	071179-238
Date	Oct 21, 2024
Book Page	71179/238
Instrument	86244

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2054

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKHAM MA
Recording Date	Aug 24, 2023
Property Address	248 SCOTT RD, OAKHAM, MA 01068-9857
Document Number	069558-209
Book / Page	69558 / 209
Instrument Date	Aug 24, 2023
Instrument	70013
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	248 SCOTT RD, OAKHAM, MA 01068-9857

Mortgage

Document Number	0000070014
Date	Aug 24, 2023
Instrument	70014

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKHAM MA
Recording Date	Jan 7, 2019
Property Address	248 SCOTT RD, OAKHAM, MA 01068-9857
Document Number	59912-70
Book / Page	59912 / 70
Instrument Date	Nov 20, 2018
Instrument	1605
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	63 TILL ST, ENFIELD, CT 06082-2025

Mortgage

Document Number	1606
Date	Jan 7, 2019
Instrument	1606

Lender

Name	NORTHPOINT MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Oakham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Oakham Town
Unified School District	Quabbin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,084.00 (+12.19%)	$267,000 (+7.62%) Land $129,900 Building $137,100	$328,700 (+20.52%)
2024	$2,749.00 (+9.92%)	$248,100 (+14.75%) Land $127,400 Building $120,700	$272,745
2023	$2,501.00	$216,200 Land $111,700 Building $104,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2005)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2005 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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