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248 Saint Thomas St, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 248 Saint Thomas St, Saint Augustine, FL 32095 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1997
Square Footage1,594 sqft Living Area
Lot Size8,276 sqft (0.19 acres)
OccupancyOwner Occupied
Last Sale$245,000 (2006)
Tax Bill$1,660.00 (2025)

Property Details

APN / Parcel Number

Primary APN074531-1830

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Building Area1,594 sqft Living Area
Gross Area1,994 sqft Gross Area
1st Floor1,594 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Exterior MaterialConcrete Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area8,276 sqft (0.19 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area400 sqft Garage
Patio Area615 sqft Patio
Porch Area173 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address248 SAINT THOMAS ST
CitySAINT AUGUSTINE
StateFL
Zip32095-9633
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description28/110-116 EAGLE CREEK OF ST AUGUSTINE LOT 183 OR2654/1482
Legal Range29E
Legal Township06S
Legal Section50
Legal SubdivisionEAGLE CREEK OF ST AUGUSTINE
Legal Block1
Legal Lot Number183
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup1
Census Block1005
Census Tract20606

Owner

Source: St. Johns County records · APN 074531-1830

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address248 SAINT THOMAS ST, SAINT AUGUSTINE, FL 32095-9633
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 09, 2021Deed of Trust, Mortgage · Conventional Mortgage
COMMUNITY FIRST CREDIT UNION OF FLORIDA
May 13, 2022Deed of Trust, Mortgage · Line of Credit
COMMUNITY FIRST CREDIT UNION OF FLORIDA
May 06, 2020Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
COMMUNITY FIRST CU/FL
Jul 26, 2019Deed of Trust, Mortgage · Conventional Mortgage
COMMUNITY FIRST CU/FL

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 03, 2006 · Amount on Record
Deed SaleMar 03, 2006 · Amount on Record
Prior SaleFeb 07, 2003 · Amount on Record
Deed Doc Number200616389
Deed Book / Page2654 / 1482
Record RefreshedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address248 SAINT THOMAS ST, SAINT AUGUSTINE, FL 32095-9633
Transaction TypeMortgage
Record UpdatedMay 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address248 SAINT THOMAS ST, SAINT AUGUSTINE, FL 32095-9633

Mortgage

Document Number0052331016
DateApr 09, 2021
Book Page5233/1016
Instrument2021039679
Lender
NameCOMMUNITY FIRST CREDIT UNION OF FLORIDA
TypeCredit Union
AddressJACKSONVILLE, FL 32204
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 01, 2036

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address248 SAINT THOMAS ST, SAINT AUGUSTINE, FL 32095-9633
Transaction TypeMortgage
Record UpdatedMay 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address248 SAINT THOMAS ST, SAINT AUGUSTINE, FL 32095-9633

Mortgage

Document Number0055580369
DateMay 13, 2022
Book Page5558/369
Instrument2022049019
Lender
NameCOMMUNITY FIRST CREDIT UNION OF FLORIDA
TypeCredit Union
AddressJACKSONVILLE, FL 32204
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueJun 28, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address248 SAINT THOMAS ST, SAINT AUGUSTINE, FL 32095-9633
Document Number0049410262
Instrument DateMay 06, 2020
Transaction TypeMortgage
Record UpdatedJun 26, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address248 SAINT THOMAS ST ST AUGUSTINE FL 320959633, ST AUGUSTINE, FL 32095-9633

Mortgage

Document Number0049410262
DateMay 12, 2020
Book Page004941/000262
Instrument36502
Lender
NameCOMMUNITY FIRST CU/FL
TypeCredit Union
AddressJACKSONVILLE, FL 32204
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term180 Months
DueMay 11, 2035

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address248 SAINT THOMAS ST, SAINT AUGUSTINE, FL 32095-9633
Document Number0047710052
Instrument DateJul 26, 2019
Transaction TypeMortgage
Record UpdatedAug 13, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address248 SAINT THOMAS ST ST AUGUSTINE FL 320959633, ST AUGUSTINE, FL 32095-9633

Mortgage

Document Number0047710052
DateAug 02, 2019
Book Page004771/000052
Instrument56391
Lender
NameCOMMUNITY FIRST CU/FL
TypeCredit Union
AddressJACKSONVILLE, FL 32204
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueAug 01, 2029

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$140,557 (+2.7%)$267,261 (-4.07%) Land $65,000 Building $202,261
2025$1,660.00 (+16%) Homeowner's exemption$136,862 (+2.9%)$278,593 (-4.83%) Land $60,000 Building $218,593
2024$1,431.00 (+2.36%) Homeowner's exemption$133,005 (+3%)$292,734 (+3.03%) Land $74,000 Building $218,734
2023$1,398.00 (+4.17%) Homeowner's exemption$129,131 (+3%)$284,114 (+7.16%) Land $70,000 Building $214,114
2022$1,342.00 Homeowner's exemption$125,370$265,119 Land $61,600 Building $203,519

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskModerate
above 53% of the US · above 23% of Florida
Wildfire LikelihoodAbout 1 in 909 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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