248 S Loretta Dr, Orange, CA 92869 Property Records

Orange County property record for 248 S Loretta Dr, Orange, CA 92869

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,312 sqft · built 1963
Lot Size	0.214 acres (9,300 sqft)
Owner	2 Individual Names on Record
Last Sale	$790,000 (Jan 2017)
Tax Bill	$10,043 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`094-621-09`

Property Details

APN / Parcel Number

Primary APN	`094-621-09`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,312 sqft Living Area
1st Floor Area	2,312 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Lot Area	9,300 sqft (0.214 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	248 S LORETTA DR
City	ORANGE
State	CA
Zip	92869-3619
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 4724 BLK LOT 15
Legal Subdivision	TRACT NO 4724
Legal Tract	4724
Legal Lot Number	15
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	2
Census Block	2008
Census Tract	75807

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	248 S LORETTA DR, ORANGE, CA 92869-3619
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jan 17, 2017	Grant Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2017 · Amount on Record
Deed Sale	Jan 17, 2017 · Amount on Record
Prior Sale	Apr 17, 2009 · Amount on Record
Deed Document Number	201720122
Prior Transfer Date	Apr 28, 2014
Prior Transfer Doc	0000170455
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	248 S LORETTA DR, ORANGE, CA 92869-3619
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	248 S LORETTA DR, ORANGE, CA 92869-3619

Mortgage

Document Number	0000692304
Date	Nov 30, 2020
Instrument	2020000692304

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Oct 1, 2030

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jan 17, 2017
Property Address	248 S LORETTA DR, ORANGE, CA 92869-3619
Document Number	0000020122
Map Reference	MP167 PG35&36
Instrument Date	Dec 6, 2016
Instrument	2017000020122
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	248 S LORETTA DR, ORANGE, CA 92869-3619

Mortgage

Document Number	0000020123
Date	Jan 17, 2017
Instrument	2017000020123

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2032

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Orange City
Unified School District	Orange Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$935,197 (+2%) Land $766,725 Building $168,472
2025	$10,043.00 (+4.55%) Homeowner's exemption	$916,860 (+4.04%) Land $751,691 Building $165,169
2023	$9,606.00 (+1.97%) Homeowner's exemption	$881,258 Land $722,502 Building $158,756
2022	$9,420.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 1998 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ORANGE serves 120,770 people · EPA ID CA3010027
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 641 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Cosmo Network Solutions, GeoLinks, Verizon.

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