248 River Bluff Dr, Willard, NC 28478 Property Records

Pender County property record for 248 River Bluff Dr, Willard, NC 28478

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,938 sqft · built 2015
Lot Size	0.919 acres (40,075 sqft)
Owner	Individual Name on File
Last Sale	$365,000 (Nov 2023)
Tax Bill	$1,989 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Nov 2023 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`3325-12-3274-0000`

Property Details

APN / Parcel Number

Primary APN	`3325-12-3274-0000`
Alternative APNs	`000054357` `891935`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,938 sqft Living Area

Exterior

Year Built	Built 2015
Architectural Style	Conventional
Exterior Material	Wood
Foundation Type	Block
Lot Area	40,075 sqft (0.919 acres)
Lot Dimensions	290 ft deep x 150 ft wide
Porch	Porch
Porch Area	328 sqft
Patio Area	484 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	000054357
Old Parcel Number	3325 12 3274 0000
Street Address	248 RIVER BLUFF DR
City	WILLARD
State	NC
Zip	28478
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FA
Legal Description	L9-R PER MB 73/23, RAYNOR S/D
Legal Lot Number	9
Jurisdiction	PENDER NC
Township / Civil Division	UNION
Census Block Group	1
Census Block	1001
Census Tract	920300

Owner

248 River Bluff Dr is owned and occupied by an individual who bought it in November 2023.

Source: Pender County records, as of January 26, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	248 RIVER BLUFF DR, WILLARD, NC 28478
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Nov 21, 2023	Warranty Deed, Transfer · VA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 9, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2023 · Amount on File
Deed Sale	Nov 21, 2023 · Amount on File
Prior Sale	Oct 9, 2023
Deed Document Number	0019304825
Deed Book / Page	1930 / 4825
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	248 RIVER BLUFF DR, WILLARD, NC 28478
Transaction Type	Mortgage
Record Updated	Oct 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 269, WILLARD, NC 28478-0269

Mortgage

Document Number	0048750827
Date	Oct 14, 2025
Book Page	4875/827

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Nov 21, 2023
Property Address	248 RIVER RD, WILLARD, NC 28478
Document Number	0048251930
Book / Page	4825 / 1930
Map Reference	MB 73 PG 23
Instrument Date	Nov 8, 2023
Transaction Type	Transfer
Record Updated	Dec 11, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$730.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	320 STALLINGS RD, TEACHEY, NC 28464-9453

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	248 RIVER RD, WILLARD, NC 28478

Mortgage

Document Number	0048251933
Date	Nov 21, 2023
Instrument	4825-1933

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Oct 9, 2023
Property Address	248 RIVER RD, WILLARD, NC 28478
Document Number	0048222933
Book / Page	4822 / 2933
Map Reference	MB 13 PG 23
Instrument Date	Aug 31, 2023
Transaction Type	Transfer
Record Updated	Nov 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	320 STALLINGS RD, TEACHEY, NC 28464-9453

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	449 JACK DALE RD, WALLACE, NC 28466-6022

Tax Assessment & Valuation

The 2025 property tax bill for 248 River Bluff Dr was $1,989.

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,989.00	$390,740 Land $51,408 Building $339,332	$390,740 Land $51,408 Building $339,332
2023		$245,734 (-) Land $25,292 Building $220,442	$245,734 (-) Land $25,292 Building $220,442
2022	$2,147.00	$245,734 Land $25,292 Building $220,442	$245,734 Land $25,292 Building $220,442

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 248 River Bluff Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	55 (1996–2018)
Claims Outside the SFHA	11 of 55
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 25 claims Hurricane Matthew, Oct 2016 · 8 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 248 River Bluff Dr is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 64% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on River Bluff Dr

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