Middlesex County and Lowell City property record for 248 Plain St, Lowell, MA 01852
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,213 sqft · built 1900 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,137 (2026) |
| Deeds & Mortgages | Sep 2026 Transfer Aug 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T04270 |
| Primary APN | T04270 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,213 sqft Living Area |
| Gross Area | 2,208 sqft |
| 1st Floor Area | 797 sqft |
| Basement Area | 797 sqft |
| Unfinished Basement | 797 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,178 sqft (0.05 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | T04270 |
|---|---|
| Street Address | 248 PLAIN ST |
| City | LOWELL |
| State | MA |
| Zip | 01852-5128 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TTF |
| Legal Block | 4665 |
| Legal Lot Number | 248 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 312200 |
Source: Middlesex County and Lowell City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 212 CROSS ST, LOWELL, MA 01854-3320 |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Sep 14, 2026 | Quit Claim Deed, Transfer Quitclaim |
| Aug 12, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance MILLS 42 CREDIT UNION |
| Aug 12, 2021 | Quit Claim Deed, Transfer · Stand-Alone Refinance MILLS 42 CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 5, 2009 |
| Deed Sale | May 5, 2009 |
| Prior Sale | Apr 29, 2005 · Amount on Record |
| Deed Document Number | 200921189 |
| Deed Book / Page | 22979 / 89 |
| Last Transfer Date | Sep 11, 2026 |
| Transfer Doc | 0000030370 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Sep 14, 2026 |
| Property Address | 248 PLAIN ST, LOWELL, MA 01852-5128 |
| Document Number | 0000030370 |
| Book / Page | 40346 / 161 |
| Instrument Date | Sep 11, 2026 |
| Instrument | 202630370 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 212 CROSS ST, LOWELL, MA 01854-3320 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 248 PLAIN ST, LOWELL, MA 01852-5128 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 036121-281 |
|---|---|
| Date | Aug 12, 2021 |
| Book Page | 36121/281 |
| Instrument | 47546 |
| Name | MILLS 42 CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Sep 1, 2031 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Aug 12, 2021 |
| Property Address | 248 PLAIN ST, LOWELL, MA 01852-5128 |
| Document Number | 36121-278 |
| Book / Page | 36121 / 278 |
| Instrument Date | Aug 6, 2021 |
| Instrument | 47545 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 248 PLAIN ST, LOWELL, MA 01852-5128 |
| Document Number | 36121-281 |
|---|---|
| Date | Aug 12, 2021 |
| Book Page | 36121/281 |
| Instrument | 47546 |
| Name | MILLS 42 CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Sep 1, 2031 |
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,137.00 (+7.51%) | $364,500 (+8.74%) Land $129,000 Building $235,500 | $375,991 (+23.6%) |
| 2025 | $3,848.00 (+2.56%) | $335,200 (+6.41%) Land $117,100 Building $218,100 | $304,190 (-2.11%) |
| 2024 | $3,752.00 (+6.29%) | $315,000 (+10.84%) Land $109,500 Building $205,500 | $310,745 |
| 2023 | $3,530.00 | $284,200 Land $95,200 Building $189,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1980) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 1980 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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