Frederick County property record for 248 Payne Rd, Winchester, VA 22603
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,064 sqft · built 1977 |
| Lot Size | 0.62 acres (27,194 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $315,000 (Apr 2025) |
| Tax Bill | $1,380 (2026) |
| Deeds & Mortgages | Apr 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 43A3-2-11 |
| Primary APN | 43A3-2-11 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,064 sqft Living Area |
| Gross Area | 2,128 sqft |
| 1st Floor Area | 1,064 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 27,194 sqft (0.62 acres) |
| Terrain | Rolling |
| Porch | Porch |
| Porch Area | 144 sqft |
| Deck Area | 128 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Water Source | Well |
| Account Number | 8008371 |
|---|---|
| Street Address | 248 PAYNE RD |
| City | WINCHESTER |
| State | VA |
| Zip | 22603-4519 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RP |
| Legal Description | RUSSELL'S PARADISE L11 S2 |
| Legal Subdivision | RUSSELL'S PARADISE |
| Legal Lot Number | 11 |
| Jurisdiction | FREDERICK VA |
| Township / Civil Division | GAINESBORO |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 50200 |
248 Payne Rd is owned and occupied by two individuals who bought it in April 2025.
Source: Frederick County records, as of August 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 248 PAYNE RD, WINCHESTER, VA 22603-4519 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 25, 2025 · Amount on File |
| Deed Sale | Apr 25, 2025 · Amount on File |
| Prior Sale | Apr 19, 2004 · Amount on File |
| Deed Document Number | 20253863 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Apr 6, 2020 |
| Property Address | 248 PAYNE RD, WINCHESTER, VA 22603-4519 |
| Document Number | 0000003985 |
| Instrument Date | Apr 3, 2020 |
| Instrument | 3985 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2020 |
| Title Company | OLD TOWNE TITLE COMPANY, OLD TOWNE TITLE CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $193.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 248 PAYNE RD WINCHESTER VA 226034519, WINCHESTER, VA 22603-4519 |
| Document Number | 3986 |
|---|---|
| Date | Apr 6, 2020 |
| Instrument | 3986 |
| Name | INTEGRITY HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | WINCHESTER, VA 22602 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Apr 5, 2050 |
The 2026 property tax bill for 248 Payne Rd was $1,380, up 10.4% from the year before.
Source: Frederick County assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,380.00 (+10.4%) | $260,440 Land $83,000 Building $177,440 | $260,440 Land $83,000 Building $177,440 |
| 2025 | $1,250.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 248 Payne Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2003) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2003 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 248 Payne Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: Verizon.
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