248 N Main St, Oregon, WI 53575 Property Records

Dane County property record for 248 N Main St, Oregon, WI 53575

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,438 sqft · built 1900
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$423,500 (May 2025)
Tax Bill	$4,944 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0509-013-6532-2`

Property Details

APN / Parcel Number

Primary APN	`0509-013-6532-2`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,438 sqft Living Area
1st Floor Area	903 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Exterior Material	Wood
Lot Area	8,712 sqft (0.2 acres)
Parking Spaces	3 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	248 N MAIN ST
City	OREGON
State	WI
Zip	53575-1447
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ASSESSOR'S PLAT OUTLOT 62 EXC E 132 FT THF
Legal Range	09
Legal Township	05
Legal Section	01
Legal Subdivision	VILLAGE/OREGON
Legal Block	65
Legal Lot Number	62
Jurisdiction	DANE WI
Township / Civil Division	OREGON
Census Block Group	2
Census Block	2006
Census Tract	12501

Owner

Source: Dane County records, as of February 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	248 N MAIN ST, OREGON, WI 53575-1447
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT CU
May 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT CU
Jan 27, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage WINTRUST MORTGAGE
May 5, 2025	Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE CORP
Nov 15, 2023	Warranty Deed, Transfer · Conventional Mortgage SETTLERS BEST CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2025 · Amount on Record
Deed Sale	May 5, 2025 · Amount on Record
Prior Sale	May 5, 2025 · Amount on Record
Deed Document Number	0006025556
Last Transfer Date	Jan 27, 2026
Transfer Doc	0006077228
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	248 N MAIN ST, OREGON, WI 53575-1447
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005730321
Date	May 19, 2021
Instrument	5730321

Lender

Name	SUMMIT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 18, 2051

Interest

Rate Type	Fixed Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	248 N MAIN ST, OREGON, WI 53575-1447
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005729291
Date	May 17, 2021
Instrument	5729291

Lender

Name	SUMMIT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2036

Interest

Rate Type	Fixed Rate

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DANE WI
Recording Date	Jan 27, 2026
Property Address	248 N MAIN ST, OREGON, WI 53575-1447
Document Number	0006077228
Instrument Date	Jan 16, 2026
Instrument	6077228
Transaction Type	Transfer
Record Updated	Feb 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	248 N MAIN ST, OREGON, WI 53575-1447

Mortgage

Document Number	0006077229
Date	Jan 27, 2026
Instrument	6077229

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Feb 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11%
Index	SOFR Average 30-Day
Max Rate	11%

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DANE WI
Recording Date	May 5, 2025
Property Address	248 N MAIN ST, OREGON, WI 53575-1447
Document Number	0006025556
Instrument Date	May 2, 2025
Instrument	6025556
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	FOUNDERS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,270.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	248 N MAIN ST, OREGON, WI 53575-1447

Mortgage

Document Number	0006025557
Date	May 5, 2025
Instrument	6025557

Lender

Name	WINTRUST MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.63%
Adjustable	Adjustable Rate Rider
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.6%
Index	Other

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DANE WI
Recording Date	Nov 15, 2023
Property Address	248 N MAIN ST, OREGON, WI 53575-1447
Document Number	0005934259
Instrument Date	Nov 14, 2023
Instrument	5934259
Transaction Type	Transfer
Record Updated	Jun 9, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,032.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	248 N MAIN ST, OREGON, WI 53575-1447

Mortgage

Document Number	0005934260
Date	Nov 15, 2023
Instrument	5934260

Lender

Name	SETTLERS BEST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Adjustable	Adjustable Rate Rider
Change Frequency	6 Months
Min Rate At Change	4.75%
Max Rate At Change	8.75%
Index	1-Month LIBOR
Margin	3
Max Rate	11.7%

Tax Assessment & Valuation

Source: Dane County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Dane County
Municipality	Oregon Village
Unified School District	Oregon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,944.00 (-6.03%) Homeowner's exemption	$348,700 (+2.74%) Land $47,900 Building $300,800	$334,600 (-4.02%)
2023		$339,400 (+9.34%) Land $30,100 Building $309,300	$348,600 (+10.98%)
2022	$5,261.00 Homeowner's exemption	$310,400 Land $30,100 Building $280,300	$314,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2007)
Most Recent Claim	Aug 2007 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREGON WATERWORKS serves 11,200 people · EPA ID WI1130251
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Four Lakes Broadband, LiteWire.

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