Clark County property record for 248 Mutual Ave, Winchester, KY 40391
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,225 sqft · built 1950 |
| Lot Size | 0.239 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $50,000 (Oct 2005) |
| Tax Bill | $547 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 053-4028-003-00 |
| Primary APN | 053-4028-003-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,225 sqft Living Area |
| Year Built | Built 1950 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,454 sqft (0.239 acres) |
| Lot Dimensions | 230 ft deep x 75 ft wide |
| Garage Area | 1,000 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
| Porch Area | 300 sqft |
| Patio Area | 220 sqft |
| Cooling System | None |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 818250020001 |
|---|---|
| Street Address | 248 MUTUAL AVE |
| City | WINCHESTER |
| State | KY |
| Zip | 40391-1536 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MULTI-FAMILY RESIDENTIAL |
| Legal Description | PARCEL 1 IN DEED 427/705 |
| Legal Subdivision | NORTH WINCHESTER ADDITION |
| Jurisdiction | CLARK KY |
| Township / Civil Division | WINCHESTER |
| Census Block Group | 1 |
| Census Block | 1062 |
| Census Tract | 20202 |
248 Mutual Ave is owned by two individuals who bought it in October 2005.
Source: Clark County records, as of January 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16 POPLAR DR, WINCHESTER, KY 40391-1721 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 20, 2005 · Amount on File |
| Deed Sale | Oct 20, 2005 · Amount on File |
| Deed Document Number | 0000427705 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 248 Mutual Ave was $547.
Source: Clark County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Clark County |
| Municipality | Winchester City |
| Unified School District | Clark County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $547.00 | $57,000 Land $10,000 Building $47,000 | $57,000 Land $10,000 Building $47,000 |
| 2023 | $57,000 | $57,000 | |
| 2022 | $561.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 248 Mutual Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (1991–2020) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | May 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 248 Mutual Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINCHESTER MUNICIPAL UTILITIES private · serves 29,823 people · EPA ID KY0250473 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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