248 Millstone Dr, Palm Harbor, FL 34683 Property Records

Pinellas County property record for 248 Millstone Dr, Palm Harbor, FL 34683

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,121 sqft · built 1986
Lot Size	0.263 acres (11,439 sqft)
Owner	Individual Name on Record
Last Sale	$293,000 (Jun 2004)
Tax Bill	$3,379 (2025)
Deeds & Mortgages	Dec 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`C62-000-741-6618-2`

Property Details

APN / Parcel Number

Primary APN	`C62-000-741-6618-2`
Alternative APNs	`12-28-15-00505-000-0460` `281512005050000460` `152812005050000460` `R127800`

Interior

Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	2,121 sqft Living Area
Gross Area	2,917 sqft
1st Floor Area	2,121 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1998
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	11,439 sqft (0.263 acres)
Lot Dimensions	116 ft deep x 92 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	355 sqft
Deck Area	220 sqft
Patio Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R127800
Street Address	248 MILLSTONE DR
City	PALM HARBOR
State	FL
Zip	34683-4836
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	ALLENS RIDGE - UNIT 1 LOT 46
Legal Range	15E
Legal Township	28S
Legal Section	12
Legal Subdivision	ALLENS RIDGE - UNIT 1
Legal Tract	505
Legal Lot Number	46
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	4
Census Block	4002
Census Tract	27207

Owner

Source: Pinellas County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	248 MILLSTONE DR, PALM HARBOR, FL 34683-4836
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2004 · Amount on Record
Deed Sale	Jun 18, 2004 · Amount on Record
Deed Document Number	2004247759
Deed Book / Page	13648 / 1897
Last Transfer Date	Jul 3, 2014
Transfer Doc	0184542403
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	248 MILLSTONE DR, PALM HARBOR, FL 34683-4836
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	248 MILLSTONE DR, PALM HARBOR, FL 34683-4836

Mortgage

Document Number	0212830791
Date	Dec 3, 2020
Book Page	21283/791
Instrument	2020364120

Lender

Name	TRUIST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,379.00 (+5.92%) Homeowner's exemption	$218,401 (+5.99%)	$569,022 (+4.68%) Land $141,942 Building $427,080
2024	$3,190.00 (+1.75%)
2023	$3,135.00 (+3.16%) Homeowner's exemption	$206,064 (+3%)	$543,560 (+27.8%) Land $214,456 Building $329,104
2022	$3,039.00 Homeowner's exemption	$200,062	$425,315 Land $176,769 Building $248,546

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	13 (1982–2015)
Claims Outside the SFHA	1 of 13
Most Recent Claim	Aug 2015 · other causes
Claims by Event	Tropical Storm Debby, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20