248 Mill St, Emory, TX 75440 Property Records

Rains County property record for 248 Mill St, Emory, TX 75440 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,400 sqft · built 2019
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on File
Last Sale	$305,445 (Aug 2025)
Tax Bill	$4,389 (2025)
Deeds & Mortgages	Aug 2025 Second Mortgage May 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2555-0431-0007-40`

Property Details

APN / Parcel Number

Primary APN	`2555-0431-0007-40`
Alternative APNs	`R21112` `21112`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,400 sqft Living Area
Gross Area	1,800 sqft
1st Floor Area	1,400 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	14,375 sqft (0.33 acres)
Garage Type	Attached
Garage Area	400 sqft
Porch	Porch
Porch Area	230 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	25550431000740
Street Address	248 MILL ST
City	EMORY
State	TX
Zip	75440-3408
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MEADOWS - EMORY, LOT 7, ACRES .33
Legal Subdivision	MEADOWS - EMORY
Legal Block	1
Legal Lot Number	7
Jurisdiction	RAINS TX
Township / Civil Division	EMORY
Census Block Group	1
Census Block	1003
Census Tract	950101

Owner

Source: Rains County records · APN 2555-0431-0007-40

Assessment roll updated May 26, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	248 MILL ST, EMORY, TX 75440-3408
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2025	Vendor's Lien, Transfer · Stand-Alone Second Mortgage TEXAS STATE AFFORDABLE HSNG CORP
May 17, 2023	Vendor's Lien, Transfer · Stand-Alone First Mortgage THE FIRST NATIONAL BANK OF EAST TEX

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 25, 2025 · Amount on Record
Deed Sale	Aug 25, 2025 · Amount on Record
Prior Sale	May 17, 2023 · Amount on Record
Deed Document Number	20252126
Record Updated	Sep 20, 2026

August 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	RAINS TX
Recording Date	Aug 25, 2025
Property Address	248 MILL ST, EMORY, TX 75440-3408
Document Number	02025/2126
Book / Page	2025 / 2126
Map Reference	VOL 6 PG 22
Instrument Date	Aug 22, 2025
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2960 STATE HIGHWAY 276, EMORY, TX 75440-7130

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	248 MILL ST, EMORY, TX 75440-3408

Mortgage

Document Number	0020252404
Date	Aug 25, 2025
Instrument	2025/2404

Lender

Name	TEXAS STATE AFFORDABLE HSNG CORP
Type	Government Agency
Special Notes	Seller Financed

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Aug 22, 2028

Mortgage

Document Number	02025/2127
Date	Aug 25, 2025
Book Page	2025/2127

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95825

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2055

May 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	RAINS TX
Recording Date	May 17, 2023
Property Address	248 MILL ST, EMORY, TX 75440-3408
Document Number	02023/1065
Book / Page	2023 / 1065
Map Reference	VOL 6 PG 22
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	248 MILL ST, EMORY, TX 75440-3408

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2960 STATE HIGHWAY 276, EMORY, TX 75440-7130

Mortgage

Document Number	0020231066
Date	May 17, 2023
Instrument	2023/1066

Lender

Name	THE FIRST NATIONAL BANK OF EAST TEX
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	300 Months
Due	May 15, 2048

Tax Assessment & Valuation

Source: Rains County records · Assessment roll updated May 26, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rains County
Unified School District	Rains Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,389.00 (+110.91%) Homeowner's exemption	$327,288 (+8.32%) Land $43,562 Building $283,726	$327,288 (+8.32%) Land $43,562 Building $283,726
2023		$302,149 Land $40,831 Building $261,318	$302,149 Land $40,831 Building $261,318
2022	$2,081.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rains County (48379C), updated June 8, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 483799501011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Moderate above 49% of the US · above 23% of Texas
Wildfire Likelihood	About 1 in 1,075 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 9 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Peoples Telephone Cooperative	Fixed Wireless	500 / 60
T-Mobile USA	Fixed Wireless	100 / 20
Point Broadband Fiber Holding	Fixed Wireless (unlicensed)	40 / 40

May also be available at this address: Peoples Telephone Cooperative, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Mill St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures