248 Michael Dr, Troy, IL 62294 Property Records

Madison County property record for 248 Michael Dr, Troy, IL 62294

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 1,820 sqft · built 2002
Lot Size0.493 acres (21,471 sqft)
OwnerIndividual Name on Record
Tax Bill$10,187 (2025)
Deeds & MortgagesSep 2018 Line of Credit
APN10-2-16-34-03-302-051

Property Details

APN / Parcel Number

Primary APN10-2-16-34-03-302-051

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,820 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleModern
Exterior MaterialVinyl
Construction TypeFrame
Lot Area21,471 sqft (0.493 acres)
Lot Dimensions217 ft deep x 98.8 ft wide
Garage TypeAttached
Pool Area476 sqft
Patio Area1,700 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address248 MICHAEL DR
CityTROY
StateIL
Zip62294-1277
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOAK LAND HILLS LOT 79 98.84 X 217.23 IRR
Legal SubdivisionOAK LAND HILLS
Legal Lot Number79
JurisdictionMADISON IL
Township / Civil DivisionPIN OAK
Census Block Group2
Census Block2057
Census Tract403701

Owner

Source: Madison County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address248 MICHAEL DR, TROY, IL 62294-1277
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON IL
Property Address248 MICHAEL DR, TROY, IL 62294-1277
Document Number0000031285
Instrument DateSep 28, 2018
Transaction TypeMortgage
Record UpdatedOct 15, 2018
Title CompanyNATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address248 MICHAEL DR TROY IL 622941277, TROY, IL 62294-1277

Mortgage

Document Number0000031285
DateOct 4, 2018
Instrument31285
Lender
NameANHEUSER BUSCH EMPS CU
TypeCredit Union
AddressSAINT LOUIS, MO 63118
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueOct 3, 2043
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMadison County
County SubdivisionPin Oak Township
Unified School DistrictTriad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,187.00 (+6.02%)$168,080 (+29.12%) Land $24,070 Building $144,010$504,240 (+28.99%) Land $72,210 Building $432,030
2024$9,609.00 (+13.66%)
2022$8,454.00$130,170 Land $18,640 Building $111,530$390,901 Land $55,976 Building $334,925

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies5 in force
Nearby Flood Claims2 (2009–2016)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 70% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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