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248 Main St, Benton, TN 37307 Property Records

Polk County property record for 248 Main St, Benton, TN 37307

Property Summary

Property TypeSingle Family Home
Details2 ba · 888 sqft · built 1938
Lot Size0.67 acres (29,185 sqft)
Owner2 Individual Names on Record
Last Sale$225,000 (Oct 2025)
Tax Bill$647 (2025)
Deeds & MortgagesOct 2025 Sale & Mortgage
May 2025 Sale
+ 4 more
Flood ZoneZone X (minimal risk)
APN045D-E-006.00

Property Details

APN / Parcel Number

Primary APN045D-E-006.00
Alternative APNs
  • 01045DE045D00600
  • 070045D E 00600

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area888 sqft Living Area
Gross Area1,000 sqft
1st Floor Area888 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1938
Effective Year BuiltEffective 1995
Architectural StyleCustom Design
Exterior MaterialSiding
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area29,185 sqft (0.67 acres)
Lot Dimensions167 ft deep x 172 ft wide
PorchEnclosed/Finished Porch
Porch Area202 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address248 MAIN ST
CityBENTON
StateTN
Zip37307-3853
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description172MX167 M IRR UNRECORDED PLAT FROM 10/12/2000 RICHMOND SURVEYING CO; TRLS #917
JurisdictionPOLK TN
Township / Civil Division1
Census Block Group1
Census Block1053
Census Tract950203

Owner

Source: Polk County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address248 MAIN ST, BENTON, TN 37307-3853
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants in Common

Deeds, Mortgages & Sale History

DateDocument
Oct 16, 2025Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
May 21, 2025Warranty Deed, Transfer
REALTY TITLE INC, REALTY T&E SVCS INC
Jun 16, 2022Warranty Deed, Transfer · Conventional Mortgage
SUMMIT FUNDING INC
Dec 5, 2018Warranty Deed, Transfer · FHA Mortgage
BANK OF CLEVELAND
Jul 17, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY
Jun 2, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 16, 2025 · Amount on Record
Deed SaleOct 16, 2025 · Amount on Record
Prior SaleMay 21, 2025 · Amount on Record
Deed Document Number20252553
Deed Book / Page3 / 40
Transfer Doc000264/349
Record UpdatedJun 8, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK TN
Recording DateOct 16, 2025
Property Address248 MAIN ST, BENTON, TN 37307-3853
Document Number0000003/40
Book / Page3 / 40
Instrument DateOct 8, 2025
Instrument25002553
Transaction TypeTransfer
Record UpdatedApr 3, 2026
Title CompanyREALTY TITLE INC, REALTY T&E SVCS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$832.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address248 MAIN ST, BENTON, TN 37307-3853

Mortgage

Document Number0025002554
DateOct 16, 2025
Instrument25002554
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

May 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK TN
Recording DateMay 21, 2025
Property Address248 MAIN ST, BENTON, TN 37307-3853
Document Number0WD364/285
Book / PageWD364 / 285
Instrument DateMay 14, 2025
Instrument25001202
Transaction TypeTransfer
Record UpdatedJan 26, 2026
Title CompanyREALTY TITLE INC, REALTY T&E SVCS INC

Transaction

AmountAmount Recorded
Tax$444.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address132 WILSON HEIGHTS CIR NE, CLEVELAND, TN 37312-6791

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK TN
Recording DateJun 16, 2022
Property Address248 MAIN ST, BENTON, TN 37307-3853
Document Number0WD340/433
Book / PageWD340 / 433
Instrument DateMay 27, 2022
Instrument22001885
Transaction TypeTransfer
Record UpdatedJan 26, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$457.32
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address248 MAIN ST, BENTON, TN 37307-3853

Mortgage

Document Number0022001886
DateJun 16, 2022
Instrument22001886
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2052

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK TN
Recording DateDec 5, 2018
Property Address248 MAIN ST, BENTON, TN 37307-3853
Document Number0WD313/051
Book / PageWD313 / 051
Instrument DateNov 28, 2018
Instrument18002549
Transaction TypeTransfer
Record UpdatedMar 15, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$370.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address248 MAIN ST, BENTON, TN 37307-3853

Mortgage

Document Number0018002550
DateDec 5, 2018
Instrument18002550
Lender
NameBANK OF CLEVELAND
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2048

Mortgage

Document Number0000002551
DateDec 5, 2018
Book PageTD506/255
Instrument18002551
Lender
NameTENNESSEE HOUSING DEVELOPMENT AGENCY
TypeGovernment Agency
AddressNASHVILLE, TN 37243
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

July 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPOLK TN
Recording DateJul 17, 2017
Property Address248 MAIN ST, BENTON, TN 37307-3853
Document Number0000001521
Book / Page000304 / 000151
Instrument DateJul 13, 2017
Instrument1521
Transaction TypeTransfer
Record UpdatedJul 27, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$277.00
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 592 BENTON TN 373070592, BENTON, TN 37307-0592

June 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPOLK TN
Recording DateJun 2, 2017
Property Address248 MAIN ST, BENTON, TN 37307-3853
Document Number0000001193
Book / Page000303 / 000191
Instrument DateMay 19, 2017
Instrument1193
Transaction TypeTransfer
Record UpdatedJun 8, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$99.00
Amount AccuracyConfirmed
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address248 MAIN ST BENTON TN 37307, BENTON, TN 37307

Tax Assessment & Valuation

Source: Polk County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateTennessee
MunicipalityBenton Town
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$647.00 (+1.41%)$28,875 (-) Land $4,950 Building $23,925$115,500 (-) Land $19,800 Building $95,700
2024$638.00 (+0.31%)$28,875 (-) Land $4,950 Building $23,925
2023$636.00 (+2.91%)$28,875 (+53.39%) Land $4,950 Building $23,925$115,500 (+53.39%) Land $19,800 Building $95,700
2022$618.00$18,825 Land $5,775 Building $13,050$75,300 Land $23,100 Building $52,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 18, 2009

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 62% of Tennessee
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBENTON WATER SYSTEM
serves 2,580 people · EPA ID TN0000048
Water SourceGroundwater
Last State InspectionSep 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Spectrum
Fiber		1,000 / 1,000
AT&T
DSL · Fiber in parts of the area		100 / 20

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