248 Lewis St, Toccoa, GA 30577 Property Records

Stephens County property record for 248 Lewis St, Toccoa, GA 30577

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,210 sqft · built 1962
Lot Size0.339 acres (14,810 sqft)
OwnerIndividual Name on File
Last Sale$67,000 (Aug 2001)
Tax Bill$1,578 (2025)
Deeds & MortgagesMar 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNT38 044

Property Details

APN / Parcel Number

Primary APNT38 044
Alternative APN
  • 735500

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,210 sqft Heated Area
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1976
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeRaised
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area14,810 sqft (0.339 acres)
TerrainGentle Slope
Garage TypeCarport
CarportCarport
Carport Area231 sqft
Patio Area160 sqft
Utility Building96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number735500
Street Address248 LEWIS ST
CityTOCCOA
StateGA
Zip30577-6173
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-IA
Legal DescriptionLOT 22 OAKWOOD ACRES S/D
Legal SubdivisionOAKWOOD ACRES
Legal Lot Number22
JurisdictionSTEPHENS GA
Township / Civil DivisionTOCCOA
Census Block Group1
Census Block1030
Census Tract970302

Owner

248 Lewis St is owned by an individual who bought it in August 2001.

Source: Stephens County records, as of March 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address393 TRESTLE RIDGE RD, TOCCOA, GA 30577-3464
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 30, 2001 · Amount on File
Deed SaleAug 30, 2001 · Amount on File
Deed Document Number0000518152
Record UpdatedJun 8, 2026

March 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSTEPHENS GA
Recording DateMar 11, 2019
Property Address248 LEWIS ST, TOCCOA, GA 30577-6173
Document Number0011720437
Book / Page001172 / 000437
Instrument DateMar 1, 2019
Transaction TypeTransfer
Record UpdatedApr 10, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$76.40
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address248 LEWIS ST TOCCOA GA 305776173, TOCCOA, GA 30577-6173

Mortgage

Document Number11720438
DateMar 11, 2019
Book Page001172/000438
Lender
NameCROSSCOUNTRY MTG
TypeMortgage Company
AddressBRECKSVILLE, GA 44141
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMar 10, 2049

Mortgage

Document Number11720452,
DateMar 11, 2019
Book Page001172/000452
Lender
NameCROSSCOUNTRY MTG
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
AmountAmount on Record
Term120 Months
DueMar 10, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 248 Lewis St was $1,578.

Source: Stephens County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyStephens County
MunicipalityToccoa City
Unified School DistrictStephens County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,578.00$45,251 Land $2,268 Building $42,983$113,128 Land $5,671 Building $107,457
2023$975.00 (+5.86%)$27,577 (+5.83%) Land $2,268 Building $25,309$68,943 (+5.83%) Land $5,671 Building $63,272
2022$921.00$26,058 Land $2,268 Building $23,790$65,147 Land $5,671 Building $59,476

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 248 Lewis St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims3 (2009–2020)
Claims Outside the SFHA1 of 3
Most Recent ClaimMay 2020 · other causes
Claims by Event
  • Severe Storms And Flooding, Sep 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 248 Lewis St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 87% of Georgia
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOCCOA
serves 28,711 people · EPA ID GA2570001
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2024
Haloacetic acids
resolved · Apr 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TruVista Communications
Cable · Fiber in parts of the area
500 / 50
Starlink
Satellite
280 / 30

May also be available: T-Mobile, Windstream.

Nearby Properties on Lewis St

Nearby Streets

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