248 Lakeshore N, Onalaska, TX 77360 Property Records

Polk County property record for 248 Lakeshore N, Onalaska, TX 77360

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,032 sqft · built 2020
Lot Size	0.301 acres (13,112 sqft)
Owner	Individual Name on File
Last Sale	$163,631 (Oct 2022)
Tax Bill	$2,734 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Oct 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`P0100017200`

Property Details

APN / Parcel Number

Primary APN	`P0100017200`
Alternative APN	`80195`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,032 sqft Living Area
1st Floor Area	264 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Roof Type	Gable
Roof Material	Asbestos
Lot Area	13,112 sqft (0.301 acres)
Lot Dimensions	100 ft deep x 8,115 ft wide
Garage Type	Carport
Garage Area	216 sqft
Carport	Carport
Carport Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	198 sqft
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	80195
Street Address	248 LAKESHORE N
City	ONALASKA
State	TX
Zip	77360-7749
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARADISE ACRES SECTION 1 BLK 5 LOT 28 & 29
Legal Subdivision	PARADISE ACRES SECTION 1
Legal Block	5
Legal Lot Number	28
Jurisdiction	POLK TX
Township / Civil Division	LIVINGSTON-ONALASKA
Census Block Group	1
Census Block	1007
Census Tract	210301

Owner

Source: Polk County assessment roll, as of September 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	248 LAKESHORE N, ONALASKA, TX 77360-7749
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Oct 11, 2022	Vendor's Lien, Transfer · FHA Mortgage AMCAP MORTGAGE LTD

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 11, 2022 · Amount on Record
Deed Sale	Oct 11, 2022 · Amount on Record
Prior Sale	Jan 11, 2010
Deed Document Number	202211425
Deed Book / Page	2445 / 420
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK TX
Recording Date	Jun 3, 2026
Property Address	248 LAKESHORE N, ONALASKA, TX 77360-7749
Document Number	0000005022
Book / Page	262667 / 776
Instrument Date	May 21, 2026
Instrument	20265022
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	248 LAKESHORE N, ONALASKA, TX 77360-7749

Mortgage

Document Number	0000005022,
Date	Jun 3, 2026
Book Page	262667/776
Instrument	20265022

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	317 Months
Due	Nov 1, 2052

Interest

Rate	6.23%
Max Rate	-1%

October 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	POLK TX
Recording Date	Oct 11, 2022
Property Address	248 LAKESHORE N, ONALASKA, TX 77360-7749
Document Number	20222445/420
Book / Page	2022-2445 / 420
Map Reference	VOL 2 PG 53
Instrument Date	Oct 7, 2022
Instrument	11425
Transaction Type	Transfer
Record Updated	Nov 10, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	248 LAKESHORE N, ONALASKA, TX 77360-7749

Mortgage

Document Number	0000011426
Date	Oct 11, 2022
Instrument	11426

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 19, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Polk County
Unified School District	Onalaska Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,734.00 (+473.17%) Homeowner's exemption	$164,189 (+8.8%) Land $19,673 Building $144,516	$164,189 (+8.8%) Land $19,673 Building $144,516
2023		$150,906 Land $19,673 Building $131,233	$150,906 Land $19,673 Building $131,233
2022	$477.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	8 (1994–2016)
Claims Outside the SFHA	7 of 8
Most Recent Claim	Jan 2016
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 3 claims Hurricane Ike, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Eastex Telephone Cooperative Fiber	1,000 / 1,000
Optimum Communications Cable	500 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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