248 Kaul Ln, Bullard, TX 75757 Property Records

Smith County property record for 248 Kaul Ln, Bullard, TX 75757

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,437 sqft · built 2024
Lot Size	0.206 acres (8,973 sqft)
Owner	Company Name on File
Last Sale	$133,000 (Jul 2025)
Tax Bill	$5,852 (2026)
Deeds & Mortgages	Jul 2025 Mortgage Apr 2024 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`R215408`

Property Details

APN / Parcel Number

Primary APN	`R215408`
Alternative APN	`1-79930-0003-00-047000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Building Area	2,437 sqft Heated Area
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Conventional
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	8,973 sqft (0.206 acres)
Lot Dimensions	152 ft deep x 59.1 ft wide
Garage Area	484 sqft
Porch	Slab
Porch Area	126 sqft

Location & Zoning

Account Number	R215408
Street Address	248 KAUL LN
City	BULLARD
State	TX
Zip	75757-1239
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE MEADOWS EAST BLOCK 3 LOT 47 2021 NEW SUBD
Legal Subdivision	THE MEADOWS EAST
Legal Block	3
Legal Lot Number	47
Jurisdiction	SMITH TX
Township / Civil Division	BULLARD
Census Block Group	2
Census Block	2049
Census Tract	1914

Owner

248 Kaul Ln is owned by a company that bought it in July 2025.

Source: Smith County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 9958, TYLER, TX 75711-2958
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2025	Vendor's Lien, Transfer · Conventional Mortgage CANOPY MORTGAGE LLC
Apr 15, 2024	Vendor's Lien, Transfer · Construction Mortgage CENDERA BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2025 · Amount on File
Deed Sale	Jul 31, 2025 · Amount on File
Prior Sale	Apr 15, 2024 · Amount on File
Deed Document Number	202522598
Record Updated	Oct 29, 2026

July 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	SMITH TX
Recording Date	Jul 31, 2025
Property Address	248 KAUL LN, BULLARD, TX 75757-1239
Document Number	0001022598
Map Reference	CAB FSL167-D&D&168-A
Instrument Date	Jul 25, 2025
Instrument	202501022598
Transaction Type	Transfer
Record Updated	Mar 17, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	248 KAUL LN, BULLARD, TX 75757-1239

Mortgage

Document Number	0001022599
Date	Jul 31, 2025
Instrument	202501022599

Lender

Name	CANOPY MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2040

April 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	SMITH TX
Recording Date	Apr 15, 2024
Property Address	248 KAUL LN, BULLARD, TX 75757-1239
Document Number	0001010635
Map Reference	CAB F
Instrument Date	Apr 11, 2024
Instrument	202401010635
Transaction Type	Transfer
Record Updated	Mar 17, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 9958, TYLER, TX 75711-2958

Mortgage

Document Number	0001010636
Date	Apr 15, 2024
Instrument	202401010636

Lender

Name	CENDERA BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 10, 2034

Interest

Rate Type	Adjustable Rate
Rate	8.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 11, 2024
Min Rate At Change	6%
Max Rate At Change	8.5%
Index	Prime Rate
Max Rate	8.5%

Tax Assessment & Valuation

The 2026 property tax bill for 248 Kaul Ln was $5,852, down 33.2% from the year before.

Source: Smith County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Bullard Town
County	Smith County
Unified School District	Bullard Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,852.00 (-33.17%)	$339,900 (-19.96%) Land $29,221 Building $310,679	$339,900 (-19.96%) Land $29,221 Building $310,679
2025	$8,757.00 (+1,433.63%)	$424,687 Land $23,812 Building $400,875	$424,687 Land $23,812 Building $400,875
2024	$571.00 (+14.2%)
2023	$500.00 (-47.09%)	$22,500 Land $22,500	$22,500 Land $22,500
2022	$945.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 248 Kaul Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 248 Kaul Ln is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 45% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALNUT GROVE WSC serves 8,775 people · EPA ID TX2120024
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CCECA Broadband Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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