248 K St, Chula Vista, CA 91911 Property Records

San Diego County property record for 248 K St, Chula Vista, CA 91911

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,424 sqft · built 1951
Lot Size	0.216 acres (9,400 sqft)
Owner	Company Name on Record
Tax Bill	$1,077 (2025)
Deeds & Mortgages	Nov 2023 Reverse Mortgage May 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`573-460-07-00`

Property Details

APN / Parcel Number

Primary APN	`573-460-07-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,424 sqft Living Area

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Lot Area	9,400 sqft (0.216 acres)

Location & Zoning

Street Address	248 K ST
City	CHULA VISTA
State	CA
Zip	91911-1303
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	1/4 SEC 140 LOT 4 POR TR 000505
Legal Subdivision	CHULA VISTA
Legal Tract	000505
Legal Block	1
Legal Lot Number	4
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1014
Census Tract	12900

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	248 K ST, CHULA VISTA, CA 91911-1303
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2023	Deed of Trust, Mortgage · Reverse Mortgage PLAZA HOME MORTGAGE INC
May 4, 2018	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER
May 4, 2018	Deed of Trust, Mortgage BAY EQUITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 14, 2006
Transfer Doc	0000205131
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	248 K ST, CHULA VISTA, CA 91911-1303
Transaction Type	Mortgage
Record Updated	Dec 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	248 K ST, CHULA VISTA, CA 91911-1303

Mortgage

Document Number	0000327133
Date	Nov 27, 2023
Instrument	2023-0327133

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92121

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	911 Months
Due	Oct 29, 2099

Interest

Rate Type	Adjustable Rate
Rate	7.35%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2024
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12.3%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	248 K ST, CHULA VISTA, CA 91911-1303
Document Number	0000187561
Instrument Date	May 4, 2018
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	248 K ST CHULA VISTA CA 919111303, CHULA VISTA, CA 91911-1303

Mortgage

Document Number	0000187561
Date	May 9, 2018
Instrument	187561

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	248 K ST, CHULA VISTA, CA 91911-1303
Document Number	0000187560
Instrument Date	May 4, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	248 K ST CHULA VISTA CA 919111303, CHULA VISTA, CA 91911-1303

Mortgage

Document Number	0000187560
Date	May 9, 2018
Instrument	187560

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	CONCORD, CA 94520

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.28%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$96,552 (+2%) Land $28,947 Building $67,605
2025	$1,077.00 (+5.59%) Homeowner's exemption	$94,660 (+4.04%) Land $28,380 Building $66,280
2023	$1,020.00 (+3.03%) Homeowner's exemption	$90,986 Land $27,279 Building $63,707
2022	$990.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWEETWATER AUTHORITY serves 184,915 people · EPA ID CA3710025
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Wyyerd Connect.

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