Tioga County and Spencer Town property record for 248 Ithaca Rd, Spencer, NY 14883 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,044 sqft · built 1949 |
| Lot Size | 0.69 acres (30,056 sqft) |
| Owner | Individual Name on File |
| Last Sale | $35,000 (May 1998) |
| Tax Bill | $3,200 (2025) |
| Deeds & Mortgages | Sep 2025 Refinance May 2023 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 493489 57.00-1-43 |
| Primary APN | 493489 57.00-1-43 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,044 sqft Living Area |
| 1st Floor Area | 1,044 sqft |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Cottage |
| Exterior Material | Stucco |
| Lot Area | 30,056 sqft (0.69 acres) |
| Lot Dimensions | 155 ft deep x 200 ft wide |
| Garage Type | Attached |
| Garage Area | 936 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 357 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 00000000364 |
|---|---|
| Street Address | 248 ITHACA RD |
| City | SPENCER |
| State | NY |
| Zip | 14883-9370 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DEED DATE 05-15-98 |
| Legal Block | 1 |
| Legal Lot Number | 43.000 |
| Jurisdiction | TIOGA NY |
| Township / Civil Division | SPENCER |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 20701 |
Source: Tioga County and Spencer Town records · APN 493489 57.00-1-43
Assessment roll updated May 15, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 252 ITHACA RD, SPENCER, NY 14883-9370 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 12, 2025 | Deed of Trust, Mortgage · Stand-Alone Refinance TIOGA STATE BANK |
| May 02, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance TIOGA STATE BANK |
| Oct 05, 2017 | Deed of Trust, Mortgage TIOGA STATE BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 15, 1998 · Amount on Record |
| Deed Sale | May 15, 1998 · Amount on Record |
| Deed Book / Page | 610 / 272 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TIOGA NY |
| Property Address | 248 ITHACA RD, SPENCER, NY 14883-9370 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 202500003277 |
|---|---|
| Date | Sep 12, 2025 |
| Instrument | 2025-00003277 |
| Name | TIOGA STATE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.7% |
| Type Change Date | Oct 01, 2030 |
| Index | Other |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TIOGA NY |
| Property Address | 248 ITHACA RD, SPENCER, NY 14883-9370 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2023000001525 |
|---|---|
| Date | May 02, 2023 |
| Instrument | 20230-00001525 |
| Name | TIOGA STATE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 01, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TIOGA NY |
| Property Address | 248 ITHACA RD, SPENCER, NY 14883-9370 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 17000004283 |
|---|---|
| Date | Oct 05, 2017 |
| Instrument | 170-00004283 |
| Name | TIOGA STATE BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 351 Months |
| Due | Jan 01, 2047 |
Source: Tioga County and Spencer Town records · Assessment roll updated May 15, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Tioga County |
| County Subdivision | Spencer Town |
| Unified School District | Spencer-Van Etten Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,200.00 (+118.88%) | $90,800 (-) Land $17,900 Building $72,900 | $129,714 (+22.86%) Land $25,571 Building $104,143 |
| 2023 | $90,800 Land $17,900 Building $72,900 | $105,581 Land $20,814 Building $84,767 | |
| 2019 | $1,462.00 |
Source: FEMA National Flood Hazard Layer, Tioga County (36107C), updated October 31, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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