248 Hemlock St, Hudson, NC 28638 Property Records

Caldwell County property record for 248 Hemlock St, Hudson, NC 28638

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,040 sqft · built 1969
Lot Size	0.872 acres (38,001 sqft)
Owner	Individual Name on File
Last Sale	$64,000 (Sep 2017)
Tax Bill	$1,113 (2026)
Deeds & Mortgages	Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03 43 2 7`

Property Details

APN / Parcel Number

Primary APN	`03 43 2 7`
Alternative APN	`162275`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,040 sqft Heated Area
Gross Area	2,256 sqft
1st Floor Area	1,040 sqft
Basement Area	780 sqft
Finished Basement	520 sqft
Unfinished Basement	260 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1985
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	38,001 sqft (0.872 acres)
Lot Dimensions	159 ft deep x 239 ft wide
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Slab
Porch Area	128 sqft
Deck Area	24 sqft
Patio Area	136 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	162275
Street Address	248 HEMLOCK ST
City	HUDSON
State	NC
Zip	28638-2444
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1927 PG 1232 YR 2017 ST 128.00
Jurisdiction	CALDWELL NC
Township / Civil Division	HUDSON
Census Block Group	2
Census Block	2039
Census Tract	30700

Owner

248 Hemlock St is owned and occupied by an individual who bought it in September 2017.

Source: Caldwell County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	248 HEMLOCK ST, HUDSON, NC 28638-2444
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2017 · Amount on File
Deed Sale	Sep 27, 2017 · Amount on File
Prior Sale	Dec 28, 2016 · Amount on File
Deed Book / Page	1927 / 1232
Prior Transfer Date	Dec 19, 2016
Prior Transfer Doc	0019100820
Record Updated	Oct 29, 2026

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALDWELL NC
Recording Date	Sep 27, 2017
Property Address	248 HEMLOCK ST, HUDSON, NC 28638-2444
Document Number	0010015490
Book / Page	001927 / 001232
Instrument Date	Jul 25, 2017
Instrument	10015490
Transaction Type	Transfer
Record Updated	Nov 20, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$128.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	248 HEMLOCK ST HUDSON NC 286382444, HUDSON, NC 28638-2444

Mortgage

Document Number	10015491
Date	Sep 27, 2017
Book Page	001927/001235
Instrument	10015491

Lender

Name	STATE EMPS FCU
Type	Credit Union
Address	RALEIGH, NC 27611-5279

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 26, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.62%

Tax Assessment & Valuation

The 2026 property tax bill for 248 Hemlock St was $1,113, down 20.7% from the year before.

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Hudson Town
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,113.00 (-20.67%)	$177,600 (-) Land $22,800 Building $154,800
2025	$1,403.00	$177,600 Land $22,800 Building $154,800	$177,600 Land $22,800 Building $154,800
2023		$114,400 (-) Land $22,800 Building $91,600	$114,400 (-) Land $22,800 Building $91,600
2022	$892.00	$114,400 Land $22,800 Building $91,600	$114,400 Land $22,800 Building $91,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 248 Hemlock St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 22, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 248 Hemlock St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LENOIR serves 26,388 people · EPA ID NC0114010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20