Solano County property record for 248 Ginger St, Vacaville, CA 95687
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,121 sqft · built 2015 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $615,000 (May 2019) |
| Tax Bill | $10,380 (2025) |
| Deeds & Mortgages | Feb 2022 Line of Credit Jul 2025 Second Mortgage + 4 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 0137-121-210 |
| Primary APN | 0137-121-210 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 3 Stories |
| Building Area | 3,121 sqft Living Area |
| 1st Floor Area | 1,515 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Lot Area | 5,000 sqft (0.115 acres) |
| Garage Area | 593 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 248 GINGER ST |
|---|---|
| City | VACAVILLE |
| State | CA |
| Zip | 95687-7626 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTHTOWN PHASE 1A (FINAL MAP) SUB BK-BG 89-01 LOT 121 |
| Legal Subdivision | SOUTHTOWN PHASE 1A (FINAL MAP) |
| Legal Lot Number | 121 |
| Jurisdiction | SOLANO CA |
| Township / Civil Division | VACAVILLE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 252915 |
248 Ginger St is owned and occupied by two individuals who bought it in May 2019.
Source: Solano County records, as of August 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 248 GINGER ST, VACAVILLE, CA 95687-7626 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 10, 2022 | Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC |
| Jul 24, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage OCMBC INC |
| Aug 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Apr 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TRAVIS CU |
| May 28, 2019 | Grant Deed, Transfer · Conventional Mortgage CALIBER HM LOANS |
| May 28, 2019 | Grant Deed, Transfer OLD REPUBLIC TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 28, 2019 · Amount on File |
| Deed Sale | May 28, 2019 · Amount on File |
| Prior Sale | Nov 5, 2015 · Amount on File |
| Deed Document Number | 201932391 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOLANO CA |
| Property Address | 248 GINGER ST, VACAVILLE, CA 95687-7626 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 248 GINGER ST, VACAVILLE, CA 95687-7626 |
| Investor | Possibly a Property Investor |
| Document Number | 0000010694 |
|---|---|
| Date | Feb 10, 2022 |
| Instrument | 202200010694 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | ISELIN, NJ 08830 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 9, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOLANO CA |
| Property Address | 248 GINGER ST, VACAVILLE, CA 95687-7626 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 248 GINGER ST, VACAVILLE, CA 95687-7626 |
| Document Number | 0000033436 |
|---|---|
| Date | Jul 24, 2025 |
| Instrument | 202500033436 |
| Name | OCMBC INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOLANO CA |
| Property Address | 248 GINGER ST, VACAVILLE, CA 95687-7626 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 248 GINGER ST, VACAVILLE, CA 95687-7626 |
| Document Number | 0000071965 |
|---|---|
| Date | Aug 26, 2020 |
| Instrument | 202000071965 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOLANO CA |
| Property Address | 248 GINGER ST, VACAVILLE, CA 95687-7626 |
| Document Number | 0000031542 |
| Instrument Date | Apr 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 248 GINGER ST VACAVILLE CA 956877626, VACAVILLE, CA 95687-7626 |
| Document Number | 0000031542 |
|---|---|
| Date | Apr 23, 2020 |
| Instrument | 31542 |
| Name | TRAVIS CU |
|---|---|
| Address | VACAVILLE, CA 95687 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 22, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SOLANO CA |
| Recording Date | May 28, 2019 |
| Property Address | 248 GINGER ST, VACAVILLE, CA 95687-7626 |
| Document Number | 0000032391 |
| Instrument Date | May 16, 2019 |
| Instrument | 32391 |
| Transaction Type | Transfer |
| Record Updated | Jun 6, 2019 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $676.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 248 GINGER ST VACAVILLE CA 956877626, VACAVILLE, CA 95687-7626 |
| Document Number | 32392 |
|---|---|
| Date | May 28, 2019 |
| Instrument | 32392 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 27, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SOLANO CA |
| Recording Date | May 28, 2019 |
| Property Address | 248 GINGER ST, VACAVILLE, CA 95687-7626 |
| Document Number | 0000032390 |
| Instrument Date | May 14, 2019 |
| Instrument | 32390 |
| Transaction Type | Transfer |
| Record Updated | Jun 6, 2019 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 248 GINGER ST VACAVILLE CA 956877626, VACAVILLE, CA 95687-7626 |
The 2025 property tax bill for 248 Ginger St was $10,380 with a homeowner's exemption, up 5.8% from the year before.
Source: Solano County assessment roll, as of August 13, 2026
| Type | Name |
|---|---|
| State | California |
| County | Solano County |
| Municipality | Vacaville City |
| Unified School District | Travis Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $699,758 (+2%) Land $170,671 Building $529,087 | ||
| 2025 | $10,380.00 (+5.78%) Homeowner's exemption | $686,038 Land $167,325 Building $518,713 | |
| 2024 | $9,813.00 (+2.06%) | ||
| 2023 | $9,615.00 (+1.18%) Homeowner's exemption | $659,401 Land $160,829 Building $498,572 | $750,780 |
| 2022 | $9,503.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 248 Ginger St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 248 Ginger St is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 73% of California |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF VACAVILLE serves 99,650 people · EPA ID CA4810008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber · DSL in parts of the area | 1,000 / 1,000 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| DigitalPath Fixed Wireless | 200 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
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