248 Gardner Ln, Mount Sterling, KY 40353 Property Records

Montgomery County property record for 248 Gardner Ln, Mount Sterling, KY 40353

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,100 sqft
Lot Size	0.169 acres (7,405 sqft)
Owner	2 Company Names on File
Tax Bill	$227 (2025)
Flood Zone	Zone X (minimal risk)
APN	`031-20-16-001.00`

Property Details

APN / Parcel Number

Primary APN	`031-20-16-001.00`
Alternative APN	`13250`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,100 sqft Living Area
Family Room	Family Room
Sunroom	Sunroom

Exterior

Exterior Material	Brick Veneer
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.169 acres)
Terrain	Rolling
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	13250
Street Address	248 GARDNER LN
City	MOUNT STERLING
State	KY
Zip	40353-8009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EASTLAND HTS SUB H & LOT
Legal Subdivision	EASTLAND HTS
Jurisdiction	MONTGOMERY KY
Township / Civil Division	MOUNT STERLING
Census Block Group	2
Census Block	2021
Census Tract	920201

Owner

Source: Montgomery County records · APN 031-20-16-001.00

Assessment roll updated April 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	248 GARDNER LN, MOUNT STERLING, KY 40353-8009
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated April 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Montgomery County
Unified School District	Montgomery County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$227.00 (-10.63%)	$70,000 (-)	$70,000 (-)
2023	$254.00	$70,000	$70,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 27, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

Based on FCC filings for 234 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MT STERLING WATER WORKS serves 16,391 people
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.