248 Elm St, Lancaster, PA 17603 Property Records

Lancaster County property record for 248 Elm St, Lancaster, PA 17603

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,564 sqft · built 1914
Lot Size	0.03 acres (1,307 sqft)
Owner	2 Individual Names on Record
Last Sale	$142,500 (Nov 2018)
Tax Bill	$4,858 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jul 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`335-97004-0-0000`

Property Details

APN / Parcel Number

Primary APN	`335-97004-0-0000`
Alternative APN	`33513J4A 4 15`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,564 sqft Living Area
Gross Area	2,506 sqft
1st Floor Area	766 sqft
Upper Floors Area	798 sqft
Basement Area	914 sqft
Game Room	Game Room

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Architectural Style	Row Home
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Material	Composition Shingle
Lot Area	1,307 sqft (0.03 acres)
Porch	Enclosed Porch
Porch Area	200 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	248 ELM ST
City	LANCASTER
State	PA
Zip	17603-3413
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	248 ELM ST
Legal Subdivision	JOSEPH HOSPITAL FINAL PLAN ST
Legal Lot Number	15
Jurisdiction	LANCASTER PA
Township / Civil Division	LANCASTER
Census Block Group	3
Census Block	3003
Census Tract	600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lancaster City Historic District listed 2001 · 13,488 contributing resources · NRIS 01000956

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	248 ELM ST, LANCASTER, PA 17603-3413
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage MEMBERS 1ST FCU
Jul 6, 2020	Deed of Trust, Mortgage · Line of Credit MEMBERS 1ST FCU
Nov 20, 2018	Deed, Transfer · Conventional Mortgage MEMBERS 1ST FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2018 · Amount on Record
Deed Sale	Nov 20, 2018 · Amount on Record
Prior Sale	Dec 18, 2012 · Amount on Record
Deed Document Number	20186429687
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	248 ELM ST, LANCASTER, PA 17603-3413
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PRIME TRANSFER INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006553568
Date	Oct 19, 2020
Instrument	6553568

Lender

Name	MEMBERS 1ST FCU
Type	Credit Union
Address	MECHANICSBURG, PA 17055

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	248 ELM ST, LANCASTER, PA 17603-3413
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006530865
Date	Jul 6, 2020
Instrument	6530865

Lender

Name	MEMBERS 1ST FCU
Type	Credit Union
Address	MECHANICSBURG, PA 17055

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jun 20, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER PA
Recording Date	Nov 20, 2018
Property Address	248 ELM ST, LANCASTER, PA 17603-3413
Document Number	0006429687
Map Reference	MB J-129 PG 27
Instrument Date	Nov 9, 2018
Instrument	6429687
Transaction Type	Transfer
Record Updated	Mar 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,425.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	248 ELM ST, LANCASTER, PA 17603-3413

Mortgage

Document Number	0006429688
Date	Nov 20, 2018
Instrument	6429688

Lender

Name	MEMBERS 1ST FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lancaster County
Municipality	Lancaster City
Unified School District	Lancaster School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$121,500 (-) Land $26,300 Building $95,200	$121,500 (-) Land $26,300 Building $95,200
2025	$4,858.00 (+1.06%)
2024	$4,807.00	$121,500 Land $26,300 Building $95,200
2018			$121,500 Land $26,300 Building $95,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LANCASTER serves 120,000 people · EPA ID PA7360058
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2024 Haloacetic acids resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,601 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Glo Fiber.

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