248 E Gunn Rd, Rochester, MI 48306 Property Records

Oakland County property record for 248 E Gunn Rd, Rochester, MI 48306

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 5,889 sqft · built 1999
Lot Size	5.9 acres (257,004 sqft)
Owner	2 Individual Names on File
Last Sale	$1,000,000 (Dec 2017)
Tax Bill	$11,561 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`N-10-26-100-035`

Property Details

APN / Parcel Number

Primary APN	`N-10-26-100-035`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	5,889 sqft Living Area
1st Floor Area	3,585 sqft
Basement Area	3,385 sqft
Unfinished Basement	3,385 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Lot Area	257,004 sqft (5.9 acres)
Terrain	Rolling
Garage Area	984 sqft
Parking Spaces	7 Parking Spaces

Exterior Amenities

Pool Area	648 sqft
Porch	Slab
Porch Area	92 sqft
Deck Area	26 sqft
Patio Area	641 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	248 E GUNN RD
City	ROCHESTER
State	MI
Zip	48306-1802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SI
Legal Description	T4N, R11E, SEC 26 PART OF NW 1/4 BEG AT PT DIST S 89-16-57 W 1174.70 FT FROM N 1/4 COR, TH S 89-16-57 W 30 FT, TH S 01-05-30 E 400 FT, TH S 89-16-57 W 121.53 FT, TH S 01-11-02 E 937.52 FT, TH N 89-39-08 E 329.85 FT, TH N 01-00-17 W 609.14 FT, TH S 89
Legal Range	11E
Legal Township	04N
Legal Section	26
Jurisdiction	OAKLAND MI
Township / Civil Division	OAKLAND
Census Block Group	1
Census Block	1004
Census Tract	190200

Owner

248 E Gunn Rd is owned and occupied by two individuals who bought it in December 2017.

Source: Oakland County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	248 E GUNN RD, ROCHESTER, MI 48306-1802
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2026	Deed of Trust, Mortgage · Line of Credit MICHIGAN SCHOOLS & GOVERNMENT CU
Apr 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage MEMBER FIRST MORTGAGE LLC
Feb 14, 2020	Deed of Trust, Mortgage LIVE LIFE FCU
Dec 14, 2017	Warranty Deed, Transfer · ARM LUXURY MORTGAGE CORP
Sep 20, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2017 · Amount on File
Deed Sale	Dec 14, 2017 · Amount on File
Prior Sale	Jul 17, 2015 · Amount on File
Deed Document Number	2017228017
Deed Book / Page	51386 / 751
Prior Transfer Date	Sep 20, 2017
Prior Transfer Doc	0000174457
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	248 E GUNN RD, ROCHESTER, MI 48306-1802
Transaction Type	Mortgage
Record Updated	Mar 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	248 E GUNN RD, ROCHESTER, MI 48306-1802

Mortgage

Document Number	20260014890
Date	Feb 3, 2026
Book Page	60921/836
Instrument	20260014890

Lender

Name	MICHIGAN SCHOOLS & GOVERNMENT CU
Type	Credit Union
Address	CLINTON TOWNSHIP, MI 48038

Agreement

Type	Line of Credit
Amount	Amount on Record

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	248 E GUNN RD, ROCHESTER, MI 48306-1802
Transaction Type	Mortgage
Record Updated	May 10, 2021
Title Company	LIBERTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	248 E GUNN RD, ROCHESTER, MI 48306-1802

Mortgage

Document Number	0000096894
Date	Apr 12, 2021
Book Page	56048/625
Instrument	96894

Lender

Name	MEMBER FIRST MORTGAGE LLC
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49548

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	248 E GUNN RD, ROCHESTER, MI 48306-1802
Document Number	0000039500
Instrument Date	Feb 14, 2020
Transaction Type	Mortgage
Record Updated	Mar 24, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	248 E GUNN RD OAKLAND TOWNSHIP MI 483061802, OAKLAND TOWNSHIP, MI 48306-1802

Mortgage

Document Number	0000039500
Date	Feb 26, 2020
Book Page	053876/000405
Instrument	39500

Lender

Name	LIVE LIFE FCU
Address	34206 VAN DYKE AVE, STERLING HEIGHTS, MI 48312-4647

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 25, 2050

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Dec 14, 2017
Property Address	248 E GUNN RD, ROCHESTER, MI 48306-1802
Document Number	0000228017
Book / Page	51386 / 00751
Instrument Date	Dec 11, 2017
Instrument	228017
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	DEVON TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	248 E GUNN RD, OAKLAND TOWNSHIP, MI 48306-1802

Mortgage

Document Number	0000228018
Date	Dec 14, 2017
Instrument	228018

Lender

Name	LUXURY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Jan 1, 2028
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.5%
Index	1-Year LIBOR
Max Rate	8.5%

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Sep 20, 2017
Property Address	248 E GUNN RD, ROCHESTER, MI 48306-1802
Document Number	0000174457
Book / Page	051088 / 000267
Instrument Date	Sep 20, 2017
Instrument	174457
Transaction Type	Transfer
Record Updated	Oct 13, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	248 E GUNN RD OAKLAND TOWNSHIP MI 483061802, OAKLAND TOWNSHIP, MI 48306-1802

Tax Assessment & Valuation

The 2025 property tax bill for 248 E Gunn Rd was $11,561 with a homeowner's exemption, down 33% from the year before.

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Oakland Charter Township
Unified School District	Rochester Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,561.00 (-33.02%) Homeowner's exemption	$893,930	$1,787,860
2024	$17,260.00
2023		$816,060	$1,632,120
2021	$14,940.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 248 E Gunn Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 248 E Gunn Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHEAST OAKLAND TOWNSHIP serves 1,923 people · EPA ID MI0004877
Water Source	Groundwater
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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