San Mateo County property record for 248 E 40th Ave, San Mateo, CA 94403 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1951 |
| Square Footage | 1,330 sqft Living Area |
| Lot Size | 5,000 sqft (0.115 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,630,000 (2023) |
| Tax Bill | $21,451.00 (2025) |
| Primary APN | 040-198-020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,330 sqft Living Area |
| 1st Floor | 1,080 sqft 1st Floor |
| Family Room | Family Room |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Ranch Style |
| Exterior Material | Stucco Exterior |
| Construction Type | Frame Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 5,000 sqft (0.115 acres) |
| Depth X Width | 80 ft x 62 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Area | 300 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 248 E 40TH AVE |
|---|---|
| City | SAN MATEO |
| State | CA |
| Zip | 94403-3662 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 2 BLOCK 27A RESUB BLOCKS 25 26 27 & PTN BLOCKS 11 24 28 SAN MATEO VILLAGE UNIT NO 3 RSM 31/46 CITY OF SAN MATEO |
| Legal Subdivision | SAN MATEO VILLAGE UNIT NO 3 |
| Legal Block | 27A,2 |
| Legal Lot Number | 2 |
| Jurisdiction | SAN MATEO CA |
| Minor Civil Division | SAN MATEO |
| Census Blockgroup | 3 |
| Census Block | 3011 |
| Census Tract | 608501 |
Source: San Mateo County records · APN 040-198-020
Assessment roll updated July 15, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 248 E 40TH AVE, SAN MATEO, CA 94403-3662 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 05, 2024 | Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA |
| Nov 27, 2023 | Grant Deed, Transfer · Conventional Mortgage SUMMIT MORTGAGE BANKERS INC |
| Feb 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| May 24, 2019 | Grant Deed, Transfer · Adjustable Rate Mortgage (ARM) WELLS FARGO BANK NA |
| Nov 19, 2018 | Grant Deed, Transfer · Adjustable Rate Mortgage (ARM) FLAGSTAR BANK FSB |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 27, 2023 · Amount on Record |
| Deed Sale | Nov 27, 2023 · Amount on Record |
| Prior Sale | May 24, 2019 · Amount on Record |
| Deed Doc Number | 202362561 |
| Prior Transfer Date | May 18, 2019 |
| Prior Transfer Doc | 0000039560 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 248 E 40TH AVE, SAN MATEO, CA 94403-3662 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2024 |
| Name | Verified Name |
|---|---|
| Address | 248 E 40TH AVE, SAN MATEO, CA 94403-3662 |
| Document Number | 0000017764 |
|---|---|
| Date | Apr 05, 2024 |
| Instrument | 2024-017764 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Address | O FALLON, MO 63368 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Type Change Date | May 01, 2034 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.8% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.8% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Nov 27, 2023 |
| Property Address | 248 E 40TH AVE, SAN MATEO, CA 94403-3662 |
| Document Number | 0000062561 |
| Map Reference | MB 31 PG 46 |
| Instrument Date | Nov 21, 2023 |
| Instrument | 2023-062561 |
| Transaction Type | Transfer |
| Record Updated | Dec 28, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,943.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property (Marital Community) with Rights of Survivorship |
| Address | 248 E 40TH AVE, SAN MATEO, CA 94403-3662 |
| Document Number | 0000062562 |
|---|---|
| Date | Nov 27, 2023 |
| Instrument | 2023-062562 |
| Name | SUMMIT MORTGAGE BANKERS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.5% |
| Type Change Date | Dec 01, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 12.5% |
| Max Rate | 12.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 248 E 40TH AVE, SAN MATEO, CA 94403-3662 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 248 E 40TH AVE, SAN MATEO, CA 94403-3662 |
| Document Number | 0000023509 |
|---|---|
| Date | Feb 11, 2021 |
| Instrument | 2021-023509 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | May 24, 2019 |
| Property Address | 248 E 40TH AVE, SAN MATEO, CA 94403-3662 |
| Document Number | 0000039560 |
| Map Reference | MB 31 PG 46 |
| Instrument Date | May 18, 2019 |
| Instrument | 2019-039560 |
| Transaction Type | Transfer |
| Record Updated | Aug 05, 2022 |
| Title Company | FNTG |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 248 E 40TH AVE, SAN MATEO, CA 94403-3662 |
| Document Number | 0000039561 |
|---|---|
| Date | May 24, 2019 |
| Instrument | 2019-039561 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Jun 01, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.37% |
| Index | 1-Year LIBOR |
| Max Rate | 8.37% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Nov 19, 2018 |
| Property Address | 248 E 40TH AVE, SAN MATEO, CA 94403-3662 |
| Document Number | 0000089865 |
| Map Reference | MB31 PG46 |
| Instrument Date | Nov 05, 2018 |
| Instrument | 2018-089865 |
| Transaction Type | Transfer |
| Record Updated | Aug 05, 2022 |
| Title Company | FIRST AMERICAN TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants In Common |
| Address | 248 E 40TH AVE, SAN MATEO, CA 94403-3662 |
| Document Number | 0000089866 |
|---|---|
| Date | Nov 19, 2018 |
| Instrument | 2018-089866 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Type Change Date | Dec 01, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 6.25% |
| Index | 1-Year LIBOR |
| Max Rate | 9.25% |
Source: San Mateo County records · Assessment roll updated July 15, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Municipality | San Mateo City |
| Elementary School District | San Mateo-Foster City Elementary School District (KG - 08) |
| Secondary School District | San Mateo Union High School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,695,852 (+2%) Land $1,243,278 Building $452,574 | ||
| 2025 | $21,451.00 (+7.15%) | $1,662,600 (+10.76%) Land $1,218,900 Building $443,700 | |
| 2023 | $20,019.00 (+4.51%) Homeowner's exemption | $1,501,080 (+2%) Land $1,072,201 Building $428,879 | $1,416,960 |
| 2022 | $19,155.00 Homeowner's exemption | $1,471,648 Land $1,051,178 Building $420,470 |
248 E 40th Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · San Mateo County (06081C), updated September 10, 2026
| FEMA Flood Zone | Zone X reduced risk due to levee; depends on levee performance |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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