248 Duane Ave, Schenectady, NY 12307 Property Records

Schenectady County and Schenectady City property record for 248 Duane Ave, Schenectady, NY 12307

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,024 sqft · built 1910
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$13,500 (May 1998)
Tax Bill	$2,913 (2026)
Deeds & Mortgages	Feb 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`421500 49.49-1-17.1`

Property Details

APN / Parcel Number

Primary APN	`421500 49.49-1-17.1`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,024 sqft Living Area
1st Floor Area	1,012 sqft
2nd Floor Area	1,012 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Type	Mixed
Garage Area	480 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	528 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	248 DUANE AVE
City	SCHENECTADY
State	NY
Zip	12307
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Block	1
Legal Lot Number	17.001
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	3
Census Block	3002
Census Tract	20900

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	250 DUANE AVE, SCHENECTADY, NY 12307-1620
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 1998 · Amount on Record
Deed Sale	May 6, 1998 · Amount on Record
Prior Sale	May 6, 1998
Deed Book / Page	1535 / 960
Record Updated	Oct 29, 2026

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SCHENECTADY NY
Property Address	248 DUANE AVE, SCHENECTADY, NY 12307
Document Number	0000022813
Book / Page	004761 / 000914
Instrument Date	Feb 8, 2017
Transaction Type	Mortgage
Record Updated	Jun 5, 2017
Title Company	TD SERVICES COMPANY, TD SVC CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	250 DUANE AVE SCHENECTADY NY 123071620, SCHENECTADY, NY 12307-1620

Mortgage

Document Number	0000022813
Date	May 23, 2017
Book Page	004761/000914
Instrument	22813

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	OKLAHOMA CITY, OK 73134

Agreement

Amount	Amount Recorded
Term	480 Months
Due	May 22, 2057

Interest

Rate	1%

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,913.00 (-39.35%) Homeowner's exemption Disabled Person's exemption
2025	$4,803.00 (+104.04%)	$92,900 (-) Land $18,000 Building $74,900	$153,833 (+30.82%) Land $29,806 Building $124,027
2023		$92,900 (-) Land $18,000 Building $74,900	$117,595 (+3.8%) Land $22,785 Building $94,810
2022		$92,900 Land $18,000 Building $74,900	$113,293 Land $21,951 Building $91,342
2021	$2,354.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 749 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Massivemesh Networks.

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