Lorain County property record for 248 Columbus St, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1965 |
| Square Footage | 2,124 sqft Living Area |
| Lot Size | 10,890 sqft (0.25 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $86,000 (2014) |
| Tax Bill | $3,138.00 (2025) |
| Primary APN | 06-25-147-000-012 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,124 sqft Living Area |
| 1st Floor | 1,197 sqft 1st Floor |
| 2nd Floor | 796 sqft 2nd Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Traditional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Raised Foundation |
| Lot Area | 10,890 sqft (0.25 acres) |
| Depth X Width | 165 ft x 66 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 484 sqft Garage |
| Patio Area | 440 sqft Patio |
| Porch | Open Porch |
| Porch Area | 281 sqft Porch |
| Heating System | HVAC Heating |
|---|
| Street Address | 248 COLUMBUS ST |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-5133 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | GARFORD 66 X 165 |
| Legal Subdivision | GARFIELDS SUBDIVISION |
| Legal Tract | 25 |
| Legal Lot Number | 8 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 3 |
| Census Block | 3001 |
| Census Tract | 70600 |
Source: Lorain County records · APN 06-25-147-000-012
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 248 COLUMBUS ST, ELYRIA, OH 44035-5133 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Aug 21, 2024 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage US BANK NA |
| Jul 01, 2019 | Loan Modification, Mortgage · Federal Housing Administration (FHA) Mortgage US BK |
| Feb 27, 2017 | Loan Modification, Mortgage · Federal Housing Administration (FHA) Mortgage US BK |
| Last Sale | Apr 30, 2014 · Amount on Record |
|---|---|
| Deed Sale | Apr 30, 2014 · Amount on Record |
| Prior Sale | Oct 04, 2006 |
| Deed Doc Number | 2014001490 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 248 COLUMBUS ST, ELYRIA, OH 44035-5133 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 248 COLUMBUS ST, ELYRIA, OH 44035-5133 |
| Document Number | 0000023737 |
|---|---|
| Date | Aug 21, 2024 |
| Instrument | 2024-0023737 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Jul 01, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 248 COLUMBUS ST, ELYRIA, OH 44035-5133 |
| Document Number | 0000721618 |
| Instrument Date | Jul 01, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 248 COLUMBUS ST ELYRIA OH 440355133, ELYRIA, OH 44035-5133 |
| Document Number | 0000721618 |
|---|---|
| Date | Jul 11, 2019 |
| Instrument | 721618 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 10, 2049 |
| Rate | 4.62% |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 248 COLUMBUS ST, ELYRIA, OH 44035-5133 |
| Document Number | 0000624895 |
| Instrument Date | Feb 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 248 COLUMBUS ST ELYRIA OH 440355133, ELYRIA, OH 44035-5133 |
| Document Number | 0000624895 |
|---|---|
| Date | Apr 06, 2017 |
| Instrument | 624895 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 05, 2047 |
| Rate | 3.75% |
|---|
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,138.00 | $62,820 (+0.01%) Land $10,420 Building $52,400 | $179,470 (-) Land $29,770 Building $149,700 |
| 2024 | $3,138.00 (+30.26%) | $62,815 (+48.05%) Land $10,420 Building $52,395 | $179,470 (+48.05%) Land $29,770 Building $149,700 |
| 2023 | $2,409.00 (+0.67%) | $42,427 (-0.01%) Land $8,526 Building $33,901 | $121,220 (-) Land $24,360 Building $96,860 |
| 2022 | $2,393.00 | $42,430 Land $8,530 Building $33,900 | |
| 2021 | $121,220 Land $24,360 Building $96,860 |
248 Columbus St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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