248 Co Rd 2606, Bonham, TX 75418 Property Records

Fannin County property record for 248 Co Rd 2606, Bonham, TX 75418

Property Summary

Property Type	Mobile Home
Details	2 ba · 2,176 sqft · built 2008
Lot Size	2.35 acres (102,627 sqft)
Owner	Individual Name on Record
Last Sale	$329,840 (May 2026)
Tax Bill	$2,954 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Jul 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`9531-000-0430-05`

Property Details

APN / Parcel Number

Primary APN	`9531-000-0430-05`
Alternative APN	`108705`

Interior

Full Baths	2 Baths
Building Area	2,176 sqft Living Area
1st Floor Area	2,176 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Mobile Home
Exterior Material	Wood
Lot Area	102,627 sqft (2.35 acres)
Porch	Porch
Porch Area	104 sqft
Patio Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Electric

Location & Zoning

Account Number	9531-000-0430-05
Street Address	248 COUNTY ROAD 2606
City	BONHAM
State	TX
Zip	75418-8306
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LAKE BONHAM PHASE 2, LOT 43, ACRES 2.356, MH LABEL# HWC0393900 / HWC0393901
Legal Subdivision	LAKE BONHAM ADDITION
Legal Lot Number	43
Jurisdiction	FANNIN TX
Township / Civil Division	BONHAM
Census Block Group	1
Census Block	1008
Census Tract	950402

Owner

Source: Fannin County records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	248 COUNTY ROAD 2606, BONHAM, TX 75418-8306
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY
Jul 25, 2023	Vendor's Lien, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Sep 19, 2019	Vendor's Lien, Transfer · FHA Mortgage CERTAINTY HOME LOANS LLC
May 2, 2011	Special Warranty Deed, Transfer
Jun 24, 2008	Vendor's Lien, Transfer WESTSTAR MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2026 · Amount on Record
Deed Sale	May 1, 2026 · Amount on Record
Prior Sale	Jul 25, 2023 · Amount on Record
Deed Document Number	20262721
Record Updated	Sep 20, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FANNIN TX
Recording Date	May 1, 2026
Property Address	248 COUNTY ROAD 2606, BONHAM, TX 75418-8306
Document Number	0000002721
Instrument Date	Apr 29, 2026
Instrument	2026.2721
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	MAIN STREET TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	248 COUNTY ROAD 2606, BONHAM, TX 75418-8306

Mortgage

Document Number	0000002722,
Date	May 1, 2026
Instrument	2026..2722

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

July 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FANNIN TX
Recording Date	Jul 25, 2023
Property Address	248 COUNTY ROAD 2606, BONHAM, TX 75418-8306
Document Number	2023004724
Map Reference	CAB B SL 41
Instrument Date	Jul 21, 2023
Instrument	2023004724
Transaction Type	Transfer
Record Updated	Jun 8, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	248 COUNTY ROAD 2606, BONHAM, TX 75418-8306

Mortgage

Document Number	2023004725
Date	Jul 25, 2023
Instrument	2023004725

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

September 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FANNIN TX
Recording Date	Sep 19, 2019
Property Address	248 COUNTY ROAD 2606, BONHAM, TX 75418-8306
Document Number	2019005887
Map Reference	CAB B SL 41
Instrument Date	Sep 16, 2019
Instrument	2019005887
Transaction Type	Transfer
Record Updated	Jun 8, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	248 COUNTY ROAD 2606, BONHAM, TX 75418-8306

Mortgage

Document Number	2019005888
Date	Sep 19, 2019
Instrument	2019005888

Lender

Name	CERTAINTY HOME LOANS LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

May 2011: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FANNIN TX
Recording Date	May 2, 2011
Property Address	248 COUNTY ROAD 2606, BONHAM, TX 75418-8306
Document Number	01551/0459
Book / Page	1551 / 0459
Map Reference	CAB B SL41
Instrument Date	Apr 26, 2011
Instrument	2011-1618
Transaction Type	Transfer
Record Updated	Jun 8, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	248 COUNTY ROAD 2606, BONHAM, TX 75418-8306

June 2008: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FANNIN TX
Recording Date	Jun 24, 2008
Property Address	248 COUNTY ROAD 2606, BONHAM, TX 75418-8306
Document Number	01383/0010
Book / Page	1383 / 0010
Map Reference	CAB B SL41
Instrument Date	Jun 13, 2008
Instrument	2008-3818
Transaction Type	Transfer
Record Updated	Jun 8, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	248 COUNTY ROAD 2606, BONHAM, TX 75418-8306

Mortgage

Document Number	0020083820
Date	Jun 24, 2008
Instrument	2008-3820

Lender

Name	WESTSTAR MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	363 Months
Due	Sep 1, 2038

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fannin County
Unified School District	Bonham Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,954.00 (+46.09%) Homeowner's exemption	$212,600 (+0.15%) Land $93,410 Building $119,190	$212,600 (+0.15%) Land $93,410 Building $119,190
2024	$2,022.00 (+21.15%)
2023		$212,280 (+29.38%) Land $104,630 Building $107,650	$212,280 (+29.38%) Land $104,630 Building $107,650
2022		$164,080 Land $80,170 Building $83,910	$164,080 Land $80,170 Building $83,910
2018	$1,669.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	9 (1990–2019)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Feb 2019 · other causes
Claims by Event	Severe Storms And Flooding, Sep 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 72% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH TEXAS MWD - BONHAM WTP serves 0 people · EPA ID TX0740051
Water Source	Surface water
Last State Inspection	May 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50

May also be available: Nextlink, T-Mobile, Verizon.

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